This home is in Jacksonville.
Sold·Closed Jul 24, 2026·70 days on market·Recent sales in Jacksonville
915 Old Grove Manor
Jacksonville, FL 32207
About this home
Jacksonville
**Enjoy flexibility with a $15,000 seller credit that may be applied toward financing incentives or post-closing improvements!** Classic mid-century charm meets modern livability in the fabulous Miramar Terrace neighborhood! Situated on an oversized .5-acre lot, this spacious 4 bedroom, 3 bath home offers flexible living spaces and turn-key condition throughout. The heart of the home features an open layout with a large living room, formal dining room, inviting lounge/den area, and an additional playroom that could easily serve as a 5th bedroom or spacious home office. The nicely equipped kitchen includes a dining area and oversized pantry for exceptional storage. Gorgeous wood floors, fresh neutral paint, and abundant natural light add warmth and character throughout the home. Exterior features include a large circular driveway, 2-car garage
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,597 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $713,997 | $179,447 | ▲ $86,228 |
| 2024 | $628,528 | $173,683 | ▲ $18,790 |
| 2023 | $555,334 | $167,168 | — |
| 2022 | $541,398 | $160,843 | — |
| 2021 | $475,356 | $154,702 | — |
| 2020 | $457,581 | $151,876 | — |
2025 property taxes (current owner): $3,761/yr
Estimated taxes if purchased at asking price: ~$14,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Closed$829,000
- May 14, 2026Listed$829,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $347/sq ft; this home is listed at $287/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1204 Morvenwood Road, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $975,000 | $347 | 4/3 | 2,811 | 2 | 0.4 |
| 4155 London Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $575,000 | $244 | 3/3 | 2,355 | 169 | 0.4 |
| 3855 San Jose Boulevard, Jacksonville, FL 32207Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,525,000 | $498 | 3/2 | 3,063 | 24 | 0.4 |
| 1324 Morvenwood Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,123,000 | $400 | 4/3 | 2,810 | 71 | 0.5 |
| 4524 Pinewood Avenue, Jacksonville, FL 32207Listed by SHEEPCO REAL ESTATE GROUP | Jul 2026 | $650,000 | $297 | 4/3 | 2,192 | 37 | 0.8 |
| 1435 Riverbirch Lane, Jacksonville, FL 32207Listed by ROUND TABLE REALTY | Sep 2026 | $699,000 | $280 | 4/2 | 2,500 | 2 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MILLER & COMPANY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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