This home is in Jacksonville.

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Active

Active·58 days on market

1324 Morvenwood Road

Jacksonville, FL 32207

$1,199,000$427/sqftEst. $6,094/moMLS# 2146617

Beds

Baths

2,810

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Seller agrees to contribute $10,000 towards buyers closing costs and prepaids. Experience elevated living in this stunning new construction home featuring modern luxury finishes and exceptional attention to detail throughout. The gourmet kitchen flows seamlessly into the spacious family room, opening to an expansive entertaining deck perfect for indoor-outdoor living with a summer kitchen all under cover. Rich hardwood floors and thoughtfully curated design elements create warmth and sophistication in every space. A convenient downstairs bedroom with a full en suite bath offers the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you'll find three generously sized bedrooms. Two secondary bedrooms share a beautifully appointed bath, while the luxurious primary suite is filled with abundant natural light and features a private outdoor deck, a large walk-in closet with custom shelving, and a serene retreat-like atmosphere.

Cost to own

Mortgage calculator

Home Price

$1,199,000

Down Payment: 20%

$239,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,094

Principal & Interest: $6,094

Est. Taxes & Insurance: $1,524

Estimated Total Monthly

$7,618

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$6,094

Property taxesest. at asking price, Duval County$1,958

Estimated total, before insurance$8,052/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$387,089	$387,089	▼ $84,628
2024	$461,992	$461,992	—
2023	$470,368	$470,368	▲ $7,726
2022	$454,240	$454,240	—
2021	$320,119	$320,119	▼ $4,485
2020	$320,297	$320,297	▼ $19,103

2025 property taxes (current owner): $7,251/yr

Estimated taxes if purchased at asking price: ~$23,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,332 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Price change$1,199,000−$90,000
Jul 7, 2026Price change$1,289,000−$10,000
May 22, 2026Listed$1,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,199,000

Price / Sq Ft$427

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,810

Acres0.33 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Craftsman

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1324 Morvenwood Road, Jacksonville, FL 32207

Area011-San Marco

SubdivisionColonial Manor

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size14,374.8 sq ft

Parcel Number0829220000

Amenities

UtilitiesCable Available, Electricity Available

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Split Bedrooms, Walk-In Closet(s)

AppliancesElectric Range

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringWood

# of Stories2