This home is in Jacksonville.

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10075 Gate Parkway N 903

Jacksonville, FL 32246

$229,990$190/sqftEst. $1,173/moMLS# 2157521

Beds

Baths

1,209

Sq Ft

2001

Built

Garage

Pool

About this home

Jacksonville

Move-in ready 2-bedroom, 2.5-bath townhome-style condominium in the heart of St. Johns Town Center. This meticulously maintained three-story corner residence offers exceptional privacy with no neighbors above or below and features an attached garage, engineered hardwood flooring, crown molding, plantation shutters, and fresh interior paint throughout. The renovated kitchen features KitchenAid® refrigerator and dishwasher, a double oven, and updated appliances, while all three bathrooms have been beautifully renovated. Relax and enjoy peaceful pond views from the private balcony or screened porch. Additional upgrades include a new washer and dryer, keyless entry, updated lighting, epoxy-coated garage flooring, and new hardware throughout. Ideally located just minutes from premier shopping, dining, UNF, Mayo Clinic, and major highways, this home offers the perfect combination of comfort, style, and convenience.

Cost to own

Mortgage calculator

Home Price

$229,990

Down Payment: 20%

$45,998

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,173

Principal & Interest: $1,173

Property taxes (est.): $376

Insurance (est.): $153

Estimated Total Monthly

$1,701

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,173

Property taxesest. at asking price, Duval County$376

HOAbilled monthly$483

Estimated total, before insurance$2,031/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$779/yr · $65/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $779/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History