This home is in Holly Forest, St. Augustine.
Active·Listed today·Holly Forest
45 Seton Court
St. Augustine, FL 32092
About this home
Holly Forest
Discover sophisticated living in the prestigious Holly Forest amenity community within Silverleaf. This exquisite 4-bedroom, 3-bathroom residence seamlessly blends modern luxury with everyday comfort, featuring a sprawling open floor plan perfectly suited for both formal dining and casual living. Step onto stunning luxury vinyl plank flooring that flows throughout the downstairs for clean-carpet-free living. The heart of the home offers a gourmet kitchen, featuring a massive quartz island, professional gas cooktop, and premium SS appliances. This space thoughtfully designed with a dedicated breakfast nook, a charming coffee bar, and all-new designer lighting that illuminates the homes fine finishes. The primary suite serves as a private sanctuary, boasting a spa-like ensuite with a massive walk-in shower, deep garden tub, and spacious walk-in closet. Enjoy the fully fenced backyard with covered lanai, creating the ideal setting for family BBQ gatherings. This home, a true destination!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,441/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 11, 2026Listed$518,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Holly Forest
Holly Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Holly Forest homes for sale →Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Holly Forest
Active$509,000MLS# 2149475Est. $2,709/mo250 Holly Forest Drive, St. Augustine, FL 320924 Beds3 Baths2,495 sqftSELLER WILL PAY CLOSING COSTS WITH ACCEPTABLE OFFER!Welcome to 250 Holly Forest Drive in the highly sought-after…
ResidentialCOLDWELL BANKER VANGUARD REALTY
Active$540,000MLS# 2154286Est. $2,874/mo317 Holly Forest Drive, St. Augustine, FL 320924 Beds3 Baths2,528 sqft**VA assumable loan** Welcome to luxury living in the highly sought after Holly Forest at SilverLeaf! Perfectly…
ResidentialJASON MITCHELL REAL ESTATE FLORIDA, LLC.
Active$487,000MLS# 2151427Est. $2,592/mo191 Holly Forest Drive, St. Augustine, FL 320923 Beds2 Baths2,317 sqftBeautifully upgraded and move-in ready, this 3-bedroom, 2.5-bath home is located in the desirable Holly Forest…
ResidentialRE/MAX SPECIALISTS
Active$485,000MLS# 2146671Est. $2,581/mo198 Holly Forest Drive, St. Augustine, FL 320924 Beds2 Baths2,035 sqft3.125 VA assumable Mortgage 198 Holly Forest Drive -- Where Lifestyle Meets Location in Silverleaf Welcome to one of…
ResidentialCOMPASS FLORIDA LLC
Keep looking
Similar homes in St. Augustine
Explore the area
More in Holly Forest
Holly Forest guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
9/12/2026
1:00 pm - 4:00 pm
9/13/2026
1:00 pm - 4:00 pm