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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beach Homesites, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Active Under Contract

Active Under Contract·4 days on market·Beach Homesites

816 16th Avenue N

Jacksonville Beach, FL 32250

$719,000$442/sqftEst. $3,951/mo mortgageMLS# 2164221
4
Beds
2
Baths
1,628
Sq Ft
1951
Built
1
Garage
Yes
Pool

2 more homes for sale in Beach Homesites →Search Beach Homesites on the map

FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beach Homesites

Move-in ready, updated and complete with a private pool, this 4-bedroom Jacksonville Beach home offers a combination that's hard to find at the beach. Inside, you'll find a renovated kitchen with white cabinetry, quartz countertops and stainless steel appliances, updated bathrooms, LVP flooring and newer windows. The four-bedroom layout provides flexibility for family, guests or a home office. Outside, enjoy a fully fenced backyard with a resurfaced pool, updated pool equipment and covered patio--perfect for relaxing or entertaining. Additional features include a 1-car attached garage, spray foam attic insulation and solar panels that will be paid off in full at closing. No HOA and just a short bike ride from the ocean, parks, restaurants and local favorites. Move-in ready, four bedrooms and a pool--this one checks some hard-to-find boxes in Jacksonville Beach.

Next steps in Beach Homesites

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,951
Property taxesest. at asking price, Duval County$1,174
Estimated total, before insurance$5,125/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,846/yr · $654/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$719,000
$143,800
Loan Term
Monthly Payment
$3,951
Principal & Interest: $3,951
Property taxes (est.): $1,174
Insurance (est.): $479
Estimated Total Monthly
$5,605
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1951)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,846/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Active Under Contract$719,000
  • Oct 7, 2026Withdrawn$719,000
  • Sep 10, 2026Listed$719,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $460/sq ft; this home is listed at $442/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COASTSep 2026$735,000$4604/31,59880.2
502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$2664/22,03150.2
1116 7th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$535,000$4603/11,164100.3
541 Myra Street, Neptune Beach, FL 32266Listed by DJ & LINDSEY REAL ESTATEOct 2026$660,000$3564/21,85450.5
1052 Penman Road, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Oct 2026$448,500$3563/21,26010.5
416 Hopkins Street, Neptune Beach, FL 32266Listed by PREMIER REAL ESTATESep 2026$876,000$5614/2.51,562470.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$719,000
Price / Sq Ft$442
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,628
Acres0.20 acres
Year Built1951
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

Community Information

Address816 16th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionBeach Homesites
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size8,712 sq ft
Lot Dimensions85x110
Parcel Number1752380000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Vinyl
# of Stories1
LevelsOne
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBlock
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 22, 2026
Days on Market4
Tax Amount$7,846.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beach Homesites

Beach Homesites is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Beach Homesites homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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