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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beach Homesites, Jacksonville Beach.

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Active

Active·1 day on market·Beach Homesites

1415 N 9th Street

Jacksonville Beach, FL 32250

$950,000$385/sqftEst. $5,221/mo mortgageMLS# 2170703
5
Beds
3
Baths
2,470
Sq Ft
1955
Built
—
Garage
No
Pool

2 more homes for sale in Beach Homesites →Search Beach Homesites on the map

FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Beach Homesites

Welcome to easy coastal living, just six blocks from the Atlantic Ocean. This sprawling 2,470 sq ft ranch offers 5 bedrooms and 3 full baths on a single level, with room for everyone and flexibility for how you live. Two of the bedrooms currently serve as a home office and a den, so you can keep them as they are or turn them back into bedrooms. Brand-new light oak vinyl plank flooring runs throughout, giving the whole home a bright, cohesive, low-maintenance feel. A new 2026 roof means one less thing to think about. Outside, fresh landscaping fills the front and back, and the fully turfed backyard is framed by a tall bamboo privacy hedge. It's green year-round with no mowing, and it's a private spot for entertaining, pets, and play. When the day calls for a beach walk, it's about 10 minutes on foot. Come see it in person.

Next steps in Beach Homesites

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,221
Property taxesest. at asking price, Duval County$1,551
Estimated total, before insurance$6,772/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,713/yr · $893/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,221
Principal & Interest: $5,221
Property taxes (est.): $1,551
Insurance (est.): $633
Estimated Total Monthly
$7,405
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,620 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,713/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Active$950,000
  • Oct 23, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $418/sq ft; this home is listed at $385/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.2
1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLCOct 2026$1,230,000$4874/32,525140.3
502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$2664/22,03150.3
1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORPSep 2026$875,000$4184/22,09150.4
541 Myra Street, Neptune Beach, FL 32266Listed by DJ & LINDSEY REAL ESTATEOct 2026$660,000$3564/21,85450.6
569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INCOct 2026$1,690,000$6153/32,750850.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$385
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,470
Acres0.18 acres
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1415 N 9th Street, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionBeach Homesites
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size7,840.8 sq ft
Lot Dimensions78ft frontage x 102 depth
Parcel Number1752720000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
SecuritySecurity System Owned

Exterior

FencingBack Yard
RoofShingle
ConstructionBlock

Additional Information

Date ListedOctober 26, 2026
Days on Market1
Tax Amount$10,713.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beach Homesites

Beach Homesites is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Beach Homesites homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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