This home is in Beach Homesites, Jacksonville Beach.
Active·45 days on market·Beach Homesites
1318 8th Street N
Jacksonville Beach, FL 32250
About this home
Beach Homesites
Welcome to Jacksonville Beach! Where coastal charm and everyday convenience come together just blocks from the ocean. Known for its active beach lifestyle, walkability, and proximity to the Jacksonville Beach boardwalk, this area offers the perfect balance of relaxed surf-town living and urban amenities. This single-story home features 3 bedrooms, 2 bathrooms, and sits on a spacious 0.24-acre lot, providing ample room to enjoy life near the coast. Inside, you'll find a warm and inviting floor plan highlighted by beautiful hardwood and tile flooring throughout. Natural light fills the living spaces, creating a comfortable atmosphere for everyday living and entertaining. The kitchen comes equipped with an electric range, electric oven, microwave, and refrigerator, offering functionality and convenience for meal preparation. The home's thoughtful layout maximizes space while maintaining the character and charm often sought
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $495,224 | $110,038 | — |
| 2024 | $487,298 | $106,089 | — |
| 2023 | $422,722 | $101,398 | — |
| 2022 | $397,430 | $101,343 | — |
| 2021 | $316,364 | $96,921 | — |
| 2020 | $312,889 | $95,386 | — |
2025 property taxes (current owner): $2,193/yr
Estimated taxes if purchased at asking price: ~$13,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Other — year not disclosed (home built 1954)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,658 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 11, 2026Price change$685,000−$20,000
- Jul 2, 2026Listed$705,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Beach Homesites
Beach Homesites is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Beach Homesites homes for sale →Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Jacksonville Beach
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
8/22/2026
11:00 am - 2:00 pm