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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beach Homesites, Jacksonville Beach.

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Active

Active·Listed today·Beach Homesites

1116 7th Street N

Jacksonville Beach, FL 32250

$545,000$468/sqftEst. $2,816/moMLS# 2164146
3
Beds
1
Baths
1,164
Sq Ft
1952
Built
1
Garage
No
Pool

About this home

Beach Homesites

This move-in-ready concrete block home offers coastal comfort and the best of beach living. Updates include a newer roof, HVAC, well pump, water heater, windows, sliding door, flooring, interior paint, attic insulation and more. Enjoy a one-car garage, outdoor shower, inviting outdoor living space, above-ground pool, sprinkler system and ample driveway parking, plus convenient concrete side parking for a boat or RV. Ideal as a primary residence, beach getaway or short-term rental. Located just a short walk to the ocean and close to the Jacksonville Beach Pier, popular restaurants, bars, shopping, and entertainment. Come enjoy the best of the Jacksonville Beach lifestyle! Short term rentals allowed.

Cost to own

Mortgage calculator

$545,000
$109,000
Loan Term
Monthly Payment
$2,816
Principal & Interest: $2,816
Property taxes (est.): $890
Insurance (est.): $363
Estimated Total Monthly
$4,070
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,816
Property taxesest. at asking price, Duval County$890
Estimated total, before insurance$3,706/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,047/yr · $587/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,047/yr

Estimated taxes if purchased at asking price: ~$10,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$545,000
Price / Sq Ft$468
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,164
Acres0.19 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address1116 7th Street N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionBeach Homesites
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size8,276.4 sq ft
Lot Dimensions76x109
Parcel Number1750520000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch
FencingFenced, Back Yard, Full, Privacy, Wood
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 9, 2026
Days on Market0
Tax Amount$7,047.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Beach Homesites

Beach Homesites is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Beach Homesites homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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