Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Villages Of San Jose, Jacksonville — a gated community home in Jacksonville.

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Active

Active·159 days on market·Villages Of San Jose

4545 Corrientes Circle S

Jacksonville, FL 32217

$399,000$262/sqftEst. $2,051/moMLS# 2122161

Beds

Baths

1,525

Sq Ft

1985

Built

Garage

Pool

About this home

Villages Of San Jose

NEW ROOF Here is your dream home in an upscaled gated community in popular San Jose. Featuring an inviting open floor plan that seamlessly connects the living, dining and sunroom/den areas, perfect for entertaining and everyday living. Vaulted ceilings and sets of glass doors bring the outdoors inside. Built-in fireplace, oversized garage and all appliances including washer and dryer convey. Monthly fees include lawn maintenance giving extra time to enjoy the amenities of the community including sparkling pool area both tennis and pickle ball courts and a guarded entry gate.

Cost to own

Mortgage calculator

Home Price

$399,000

Down Payment: 20%

$79,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,051

Principal & Interest: $2,051

Property taxes (est.): $652

Insurance (est.): $266

Estimated Total Monthly

$2,969

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,051

Property taxesest. at asking price, Duval County$652

HOAbilled monthly$420

Estimated total, before insurance$3,123/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,078/yr · $340/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$354,066	$200,053	—
2024	$335,799	$193,426	—
2023	$327,641	$186,045	▲ $19,326
2022	$299,416	$187,879	—
2021	$234,105	$180,922	—
2020	$228,720	$177,720	—

2025 property taxes (current owner): $4,078/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,457 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 25, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000

Price / Sq Ft$262

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,525

Total Structure Area2,137 sq ft

Acres0.21 acres

Year Built1985

TypeResidential

Sub-TypeSingle Family Residence

StylePatio Home, Spanish, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address4545 Corrientes Circle S, Jacksonville, FL 32217

Area012-San Jose

SubdivisionVillages Of San Jose

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size9,147.6 sq ft

Parcel Number1517005336

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Management - Off Site, Pickleball, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesOther

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)