This home is in Villages Of San Jose, Jacksonville — a gated community home in Jacksonville.
Active·52 days on market·Villages Of San Jose
4020 Lavista Circle 211
Jacksonville, FL 32217
7 more homes for sale in Villages Of San Jose →Search Villages Of San Jose on the map
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About this home
Villages Of San Jose
This highly coveted ground floor unit has only had two owners. Beautiful views of the 14 acre lake surround you. Enjoy carefree lakeside living at its best! Get your steps in and visit VOSJ's pristine pool overlooking the lake. Watch the birds, get lost in a book, or take the best nap ever, on your enclosed porch. See HOA documents, Disclosures and Unit Features Sheet in above Documents Tab.
Next steps in Villages Of San Jose
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Tile — year not disclosed (home built 1987)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S33 min drive · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park25 min drive · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 0.4 mi · Goodby's Creek
Closest youth league fields
David A. & Linda B. Stein Jewish Community Alliance4 min drive · Basketball
Closest grocery store
Aldi8 min drive · 8775 Old Kings Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,963/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $233/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8300 Plaza Gate Lane S 1173, Jacksonville, FL 32217Listed by CENTURY 21 INTEGRA | Oct 2026 | $88,000 | $87 | 2/2 | 1,006 | 99 | 0.3 |
| 8153 Sutton Place N, Jacksonville, FL 32217Listed by DOGWOOD REALTY | Sep 2026 | $218,000 | $120 | 3/2.5 | 1,820 | 174 | 0.4 |
| 4801 Windrush Lane A2A, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $95,000 | $59 | 3/2.5 | 1,622 | 27 | 0.6 |
| 8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTY | Oct 2026 | $242,500 | $209 | 3/2 | 1,161 | 14 | 0.9 |
| 4915 Baymeadows Road 7G, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $110,000 | $101 | 2/2 | 1,085 | 9 | 1 |
| 3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INC | Oct 2026 | $309,000 | $208 | 3/2.5 | 1,483 | 11 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PROPERTY SAGE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Villages Of San Jose
Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
View all Villages Of San Jose homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines