Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·27 days on market

Lot 102 Grandview Manor

Yulee, FL 32097

$149,900Est. $821/moMLS# 2163848

Beds

Baths

Sq Ft

—

Built

—

Garage

Pool

FEMA Zone XHOA $158/mo12,781 sqft lotUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Yulee

Some homes are found. Others are imagined. Set on a .29-acre corner homesite inside the gated waterfront community of Waterman's Bluff, Lot 102 is an opportunity to create something entirely your own. Beneath a canopy of mature oaks and along the community's winding streets, this is a setting made for a custom home--one designed around the way you want to live. Waterman's Bluff offers a distinctly different version of coastal living: intimate, established and thoughtfully preserved. Launch a kayak from the community dock, spend an afternoon fishing, gather around the waterfront fire pit, or simply enjoy the quiet beauty of the marsh and surrounding landscape. A charming community chapel and park add to the character that makes this neighborhood so memorable. Perfectly positioned between Jacksonville International Airport and the beaches, dining and charm of Amelia Island, the location offers convenience without sacrificing the feeling of escape. And with no CDD fees, the appeal goes

Next steps in Yulee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$821

Property taxesest. at asking price, Nassau County$207

HOAbilled quarterly$158

Estimated total, before insurance$1,186/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$149,900

Down Payment: 20%

$29,980

Interest Rate: 7.28%

Loan Term

Monthly Payment

$821

Principal & Interest: $821

Property taxes (est.): $207

Insurance (est.): $100

Estimated Total Monthly

$1,127

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 8, 2026Listed$149,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$149,900

Bedrooms0

Bathrooms0.00

Full Baths0

Acres0.29 acres

TypeLand

Sub-TypeUnimproved Land

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

AddressLot 102 Grandview Manor, Yulee, FL 32097

Area471-Nassau County-Chester/Pirates Woods Areas

SubdivisionWatermans Bluff

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size12,780.5 sq ft

Parcel Number41-3N-28-1250-0102-0000

ZoningPUD

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

Exterior

Lot DescriptionCorner Lot

Road SurfacePaved

Additional Information

Date ListedSeptember 8, 2026

Days on Market0

HOA Fees$475 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash, Conventional

55+ CommunityNo

Listing Courtesy of: CENTURY 21 MILLER ELITE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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