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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·4 days on market

9167 Bay Cove Lane

Jacksonville, FL 32257

$665,000$222/sqftEst. $3,436/moMLS# 2163640
3
Beds
3
Baths
3,000
Sq Ft
1971
Built
2
Garage
Yes
Pool

About this home

Jacksonville

PROF. PICTURES COMING SOON, CHECK BACK SOON. Priced to sell in the Beauclerc Area! Brick pool home in sought after Beauclerc, situated on .41 acres & in close proximity to shoppes & restaurants. Location features an oversized lot w/ circular driveway on an established treelined street w/lush trees creating a beautiful canopy enhancing the charm of this one-street neighborhood leading to the St. Johns River. Home offers spacious floor plan w/ two flex rms (great for office, play rm, workout rm or sun room) overlooking the in ground gunite pool w/ dolphin fountain & surrounded by natural vegetation for privacy. Enjoy family BBQ's on the large covered patio w/ cabana pool bath that leads into large laundry rm. Updates include; electric meter & all electric, roof, HVAC (2 units), 22KW whole house generator (includes pool), two tankless water heaters, thermal windows, oversized garage w/custom cabinetry, see FEATURE SHEET. Home is ready to make it yours. All walls prepped & ready for pai

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,436
Principal & Interest: $3,436
Property taxes (est.): $1,086
Insurance (est.): $443
Estimated Total Monthly
$4,966
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,436
Property taxesest. at asking price, Duval County$1,086
Estimated total, before insurance$4,522/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,110/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$457,542$199,130
2024$468,030$192,670 $738
2023$459,653$185,457 $25,500
2022$421,290$182,954
2021$290,152$176,155 $637
2020$282,571$173,026

2025 property taxes (current owner): $4,110/yr

Estimated taxes if purchased at asking price: ~$13,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 5, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000
Price / Sq Ft$222
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,000
Acres0.41 acres
Year Built1971
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep
Is WaterfrontNo

Community Information

Address9167 Bay Cove Lane, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionBeauclerc
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size17,859.6 sq ft
Parcel Number1493550000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached, Circular Driveway, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Double Oven, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
SecuritySecurity System Owned

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Patio
FencingFull
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedSeptember 5, 2026
Days on Market3
Tax Amount$4,109.96
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAM FOLDS, INC., REALTORS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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