Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 48
Sold

$592,300Sold4 bd · 3 ba · 2,502 sq ft

Sold·Closed Sep 25, 2026·209 days on market·Recent sales in Mandarin

3648 Rubin Road

Jacksonville, FL 32257

$592,300sold priceListed at $609,000 · 97.3% of asking$237/sqftMLS# 2124397
4
Beds
3
Baths
2,502
Sq Ft
1967
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Jacksonville

Tucked away at the end of a quiet, oak-lined street, this hidden Beauclerc pool retreat offers breathtaking river views, exceptional privacy, and a lifestyle that's hard to find in Jacksonville. Set on a spacious lot beneath a canopy of majestic live oaks, this pool home welcomes you with multiple living spaces designed for both everyday living and effortless entertaining. Brand-new flooring adds a fresh, updated feel throughout. The heart of the home flows seamlessly from the inviting living room with fireplace to the formal dining room and chef's kitchen. There is also an additional sitting area next to the kitchen, perfect for entertaining. An expansive sunroom overlooks the sparkling pool and backyard--creating the perfect indoor-outdoor living experience. Wake up to stunning river views from the spacious primary suite, complete with a large ensuite bath and a peaceful setting that feels like a private retreat. Need extra space? The enclosed garage provides abundant

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,229
Property taxesest. at asking price, Duval County$967
Estimated total, before insurance$4,196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1967)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,533 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $581,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$452,075$452,075—
2024$463,230$463,230▼ $812
2023$455,351$455,351▲ $24,102
2022$418,124$418,124—
2021$292,026$236,115▲ $603
2020$284,506$232,165—

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$609,000
  • Sep 3, 2026Active Under Contract$609,000
  • Aug 18, 2026Price change$609,000−$16,000
  • Jul 15, 2026Active$625,000
  • Jul 7, 2026Withdrawn$625,000
  • Jun 19, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9258 Audubon Park Lane S, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$575,000$2243/22,56830.3
3775 San Viscaya Drive, Jacksonville, FL 32217Listed by MOXII PRO REALTYSep 2026$450,000$2334/31,9301810.5
3730 Cathedral Cove Road, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERYSep 2026$855,000$3264/32,62460.6
8841 Pallazzo Terrace, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$817,500$3143/2.52,6061820.6
3386 Pickwick Drive S, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$465,000$2063/22,252610.7
3333 Picadilly Lane, Jacksonville, FL 32257Listed by LUXURY PROPERTY SERVICES GROUPOct 2026$395,000$2113/21,874310.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$609,000
Price / Sq Ft$243
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,502
Year Built1967
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3648 Rubin Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionBeauclerc Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1487550030

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport

Interior

Interior FeaturesKitchen Island
AppliancesDishwasher, Gas Range
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio

Additional Information

Date ListedAugust 29, 2026
Days on Market209
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines