Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 46
Sold

Sold·Closed Sep 3, 2026·182 days on market·Recent sales in New Construction — Jacksonville

8841 Pallazzo Terrace

Jacksonville, FL 32217

$817,500sold priceListed at $850,000 · 96.2% of asking$314/sqftMLS# 2127972
3
Beds
2.5
Baths
2,606
Sq Ft
2012
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $375/mo4,356 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

NEW PRICE AND PICTURES! Live your best life in this fabulous, centrally located home without any yard work! Custom-built smart home with 3-car garage, private, pool & waterfront. The gated neighborhood. allows you the freedom to come and go as you please! Meticulously maintained with all the upgrades: 2 new HVAC systems, new Kinetico water softener, custom kitchen cabinetry with pull-out drawers, wine cooler, Sub Zero fridge, Wolf gas double oven & stovetop, walk-in pantry, gas Rinnai tankless water heater, on-demand hot water circulation system, shark-coated garage floor, gun safe & much more. All the living areas have wood flooring, crown molding, custom walk-in closets & 10 ft. ceilings. The first floor is an open floor plan with bedrooms on the second floor. Outside, you'll enjoy the paver driveway, Trex composite deck, large private courtyard & primary bedroom balcony w/water view, heated pool w/fountain, outdoor audio system, fire pit and summer kitchen.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,528
Property taxesest. at asking price, Duval County$1,335
HOAbilled monthly$375
Estimated total, before insurance$6,238/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,962/yr · $747/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$817,500
$163,500
Loan Term
Monthly Payment
$4,528
Principal & Interest: $4,528
Property taxes (est.): $1,335
Insurance (est.): $545
Estimated Total Monthly
$6,408
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $900,000 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$654,228$474,296—
2024$602,994$435,707▲ $16,287
2023$607,350$421,561—
2022$660,937$407,827—
2021$467,805$394,493—
2020$438,357$388,357—

2025 property taxes (current owner): $8,962/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$850,000
  • Aug 5, 2026Active Under Contract$850,000
  • Feb 1, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $326/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8620 San Servera Drive W, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$565,000$2184/32,596230.2
3730 Cathedral Cove Road, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERYSep 2026$855,000$3264/32,62460.3
3775 San Viscaya Drive, Jacksonville, FL 32217Listed by MOXII PRO REALTYSep 2026$450,000$2334/31,9301810.3
4202 San Clerc Road, Jacksonville, FL 32217Listed by NAVY TO NAVY HOMES LLCAug 2026$425,000$1634/32,613250.4
4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSOct 2026$419,900$2193/21,917590.6
8423 Mizner Circle E, Jacksonville, FL 32217Listed by KELLER WILLIAMS JACKSONVILLEOct 2026$430,000$1873/22,2972700.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$850,000
Price / Sq Ft$326
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,606
Acres0.10 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Waterfall
Is WaterfrontYes

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address8841 Pallazzo Terrace, Jacksonville, FL 32217
Area012-San Jose
SubdivisionLa Terrazza
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size4,356 sq ft
Parcel Number1487743292
ZoningPUD

Amenities

AmenitiesPool, Boat Launch, Dog Park, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site, Security
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Additional Parking, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewBridge(s), Lake, Trees/Woods, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Freezer, Gas Oven, Gas Range, Gas Water Heater, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Propane, Zoned
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LaundrySink, Upper Level
SecuritySecurity Fence, Security Gate, Security System Leased, Security System Owned

Exterior

Exterior FeaturesBalcony, Courtyard, Dock, Fire Pit
Lot DescriptionDead End Street
Patio / PorchDeck, Rear Porch, Wrap Around
FencingFenced
RoofConcrete
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 4, 2026
Days on Market182
HOA Fees$375 / Monthly
HOA FrequencyMonthly
HOA NameFreedom Property Mgmt.
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$8,961.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: CROSSVIEW REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines