This home is in Jacksonville.

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Active

Active·169 days on market

8841 Pallazzo Terrace

Jacksonville, FL 32217

$850,000$326/sqftEst. $4,320/moMLS# 2127972

Beds

Baths

2,606

Sq Ft

2012

Built

Garage

Yes

Pool

About this home

Jacksonville

NEW PRICE AND PICTURES! Live your best life in this fabulous, centrally located home without any yard work! Custom-built smart home with 3-car garage, private, pool & waterfront. The gated neighborhood. allows you the freedom to come and go as you please! Meticulously maintained with all the upgrades: 2 new HVAC systems, new Kinetico water softener, custom kitchen cabinetry with pull-out drawers, wine cooler, Sub Zero fridge, Wolf gas double oven & stovetop, walk-in pantry, gas Rinnai tankless water heater, on-demand hot water circulation system, shark-coated garage floor, gun safe & much more. All the living areas have wood flooring, crown molding, custom walk-in closets & 10 ft. ceilings. The first floor is an open floor plan with bedrooms on the second floor. Outside, you'll enjoy the paver driveway, Trex composite deck, large private courtyard & primary bedroom balcony w/water view, heated pool w/fountain, outdoor audio system, fire pit and summer kitchen.

Cost to own

Mortgage calculator

Home Price

$850,000

Down Payment: 20%

$170,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,320

Principal & Interest: $4,320

Est. Taxes & Insurance: $1,080

Estimated Total Monthly

$5,401

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,320

Property taxesest. at asking price, Duval County$1,388

HOAbilled monthly$375

Estimated total, before insurance$6,083/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $900,000 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$654,228	$474,296	—
2024	$602,994	$435,707	▲ $16,287
2023	$607,350	$421,561	—
2022	$660,937	$407,827	—
2021	$467,805	$394,493	—
2020	$438,357	$388,357	—

2025 property taxes (current owner): $8,962/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 1, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$850,000

Price / Sq Ft$326

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,606

Acres0.10 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Waterfall

Is WaterfrontYes

School Information

ElementaryBeauclerc

MiddleAlfred Dupont

Community Information

Address8841 Pallazzo Terrace, Jacksonville, FL 32217

Area012-San Jose

SubdivisionLa Terrazza

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size4,356 sq ft

Parcel Number1487743292

ZoningPUD

Amenities

AmenitiesPool, Boat Launch, Dog Park, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site, Security

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingOther, Additional Parking, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewBridge(s), Lake, Trees/Woods, Water

Waterfront TypeCreek, Lake Front, Navigable Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Freezer, Gas Oven, Gas Range, Gas Water Heater, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Propane, Zoned

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LaundrySink, Upper Level

SecuritySecurity Fence, Security Gate, Security System Leased, Security System Owned