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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heron Isles, Yulee — a home near Yulee High School.

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Sold

Sold·Closed Jun 17, 2026·115 days on market·Recent sales in Heron Isles·Heron Isles

96025 Sunfish Lane

Yulee, FL 32097

$290,000sold priceListed at $299,900 · 96.7% of asking$207/sqftMLS# 2126700
3
Beds
2
Baths
1,400
Sq Ft
2005
Built
2
Garage
No
Pool

7 more homes for sale in Heron Isles →Search Heron Isles on the map

HOA $8/mo4,356 sqft lotSingle Family Residence1 story

About this home

Heron Isles

Motivated Seller! One or more photos have been virtually staged. Welcome to this charming 3-bedroom, 2-bathroom home in a quiet Yulee neighborhood. Thoughtfully updated with modern finishes, this home offers a bright and inviting atmosphere for both everyday living and entertaining. Recent upgrades include a new roof (2025), full interior paint (2025), and a new garage door opener (2025), providing added value and peace of mind. The spacious kitchen flows seamlessly into the living and dining areas, creating an ideal setup for gatherings and daily living. The primary suite offers a private retreat, while the additional bedrooms provide flexible space for guests, work, or hobbies. Step outside to a large backyard--perfect for entertaining, gardening, or relaxing outdoors. An attached two-car garage adds convenience with ample parking and storage. Move-in ready and full of charm!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Nassau County$400
HOAbilled annually$8
Estimated total, before insurance$2,015/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,799/yr · $400/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $400
Insurance (est.): $193
Estimated Total Monthly
$2,200
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$244,886$244,886—
2024$235,580$235,580—
2023$227,681$218,239—
2022$198,399$198,399—
2021$155,634$60,062—
2020$144,446$56,064—

2025 property taxes (current owner): $4,799/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
94011 Last Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCSep 2026$299,900$1984/21,514550.3
96028 Aqua Vista Court, Yulee, FL 32097Listed by NAVY TO NAVY HOMES LLCJul 2025$300,000$2253/21,33110.3
96003 Aqua Vista Court, Yulee, FL 32097Listed by WATSON REALTY CORPMay 2025$250,000$1873/21,34090.3
96072 Stoney Glen Court, Yulee, FL 32097Listed by REMI REALTY, LLCJun 2026$327,500$2023/21,624480.4
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120.5
96333 Granite Trail, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYApr 2025$405,000$2363/21,718240.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$214
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,400
Acres0.10 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address96025 Sunfish Lane, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionHeron Isles
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size4,356 sq ft
Parcel Number373N28074000370000
ZoningSingle Family

Amenities

AmenitiesOther
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesOther
AppliancesElectric Range, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Exterior FeaturesOther
RoofShingle

Additional Information

Date ListedJanuary 23, 2026
Days on Market115
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA Fee IncludesOther
Tax Amount$4,799.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOMEZU.COM OF FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heron Isles

Heron Isles is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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