This home is in Oakbrook, St. Augustine — a gated community home in St. Johns County.
Active Under Contract·64 days on market·Oakbrook
832 White Eagle Circle
St. Augustine, FL 32086
About this home
Oakbrook
This completely remodeled single-family residence offers a refined blend of comfort and coastal charm in the desirable Oakbrook community. The home features a coastal-style interior with winter-white tones, creating a bright and inviting atmosphere throughout. Soaring cathedral ceilings enhance the sense of space, while the layout delivers a thoughtful 3-bedroom, 2-bathroom floor plan. At the heart of the home is a custom designed kitchen adding a polished and highly functional centerpiece to the interior. The comprehensive 2024-2025 renovation includes quality finishes and modern systems. See attached documents for full remodel details. Set on approximately 0.5 acres, the property offers a rare combination of updated living, generous outdoor space, and an established neighborhood setting. Oakbrook is a beautiful community with half acre+ lots, clubhouse, pool, playground, tennis and pickle ball.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $340,824 | $195,805 | — |
| 2024 | $337,231 | $189,579 | — |
| 2023 | $347,610 | $182,601 | — |
| 2022 | $254,769 | $175,826 | — |
| 2021 | $219,249 | $169,249 | — |
| 2020 | $229,752 | $229,752 | — |
2025 property taxes (current owner): $3,133/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · St Johns County Utilities - water accounts
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 5, 2026Active Under Contract$449,000
- Jul 22, 2026Price change$449,000−$16,000
- Jun 12, 2026Listed$465,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Oakbrook
Oakbrook is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
View all Oakbrook homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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