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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·49 days on market

9902 Kevin Road

Jacksonville, FL 32257

$496,500$215/sqftEst. $2,728/mo mortgageMLS# 2162811
↓ $8,500 below original list
4
Beds
3
Baths
2,313
Sq Ft
2019
Built
2
Garage
No
Pool
FEMA Zone XHOA $50/mo12,197 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautifully upgraded and ideally positioned on a tranquil pond and preserve, this 2019 Dream Finders home in Greenbrooke offers privacy, space and a thoughtfully designed floor plan. The gourmet kitchen is the heart of the home, featuring an oversized island, gas cooktop, farmhouse sink, stainless vent hood, double ovens, beverage cooler and glass subway tile backsplash. Coffered ceilings elevate the main living area, while custom wainscoting adds character to the dining room. The spacious primary suite features a tray ceiling, recessed lighting, oversized shower and fully built-out closet. A split-bedroom design provides privacy, including an upstairs guest suite with its own full bath. Outdoors, enjoy peaceful water views with a wooded preserve beyond the pond and no future neighborhood construction. Convenient to JTB, St Johns Town Center, dining, entertainment and the Beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,728
Property taxesest. at asking price, Duval County$811
HOAbilled annually$50
Estimated total, before insurance$3,589/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,608/yr · $467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$496,500
$99,300
Loan Term
Monthly Payment
$2,728
Principal & Interest: $2,728
Property taxes (est.): $811
Insurance (est.): $331
Estimated Total Monthly
$3,870
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:34 AM, sunset 6:46 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,608/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$496,500−$8,500
  • Sep 4, 2026Listed$505,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9592 Abby Glen Circle, Jacksonville, FL 32257Listed by KELLER WILLIAMS JACKSONVILLEOct 2026$402,500$2213/21,818390.4
4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORSSep 2026$390,000$2342/21,6691380.4
9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLCSep 2026$350,000$1725/22,0361660.8
10555 Florence Jean Drive, Jacksonville, FL 32257Listed by MOMENTUM REALTYSep 2026$622,500$2094/3.52,976810.9
9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$375,000$2083/21,801981
5428 Downington Drive, Jacksonville, FL 32257Listed by EXIT INSPIRED REAL ESTATEOct 2026$436,131$2124/22,057141.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$496,500
Price / Sq Ft$215
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,313
Total Structure Area3,026 sq ft
Acres0.28 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

Community Information

Address9902 Kevin Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionGreenbrooke
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size12,196.8 sq ft
Parcel Number1490300265
ZoningResidential

Amenities

AmenitiesDog Park, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Gas Cooktop, Gas Water Heater, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market44
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$5,608.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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