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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·1 day on market

9902 Kevin Road

Jacksonville, FL 32257

$505,000$218/sqftEst. $2,610/moMLS# 2162811
4
Beds
3
Baths
2,313
Sq Ft
2019
Built
2
Garage
No
Pool

About this home

Jacksonville

Beautifully upgraded and ideally positioned on a tranquil pond and preserve, this 2019 Dream Finders home in Greenbrooke offers privacy, space and a thoughtfully designed floor plan. The gourmet kitchen is the heart of the home, featuring an oversized island, gas cooktop, farmhouse sink, stainless vent hood, double ovens, beverage cooler and glass subway tile backsplash. Coffered ceilings elevate the main living area, while custom wainscoting adds character to the dining room. The spacious primary suite features a tray ceiling, recessed lighting, oversized shower and fully built-out closet. A split-bedroom design provides privacy, including an upstairs guest suite with its own full bath. Outdoors, enjoy peaceful water views with a wooded preserve beyond the pond and no future neighborhood construction. Convenient to JTB, St Johns Town Center, dining, entertainment and the Beaches.

Cost to own

Mortgage calculator

$505,000
$101,000
Loan Term
Monthly Payment
$2,610
Principal & Interest: $2,610
Property taxes (est.): $825
Insurance (est.): $337
Estimated Total Monthly
$3,771
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,610
Property taxesest. at asking price, Duval County$825
HOAbilled annually$57
Estimated total, before insurance$3,491/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,608/yr · $467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,608/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Listed$505,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$505,000
Price / Sq Ft$218
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,313
Total Structure Area3,026 sq ft
Acres0.28 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

Community Information

Address9902 Kevin Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionGreenbrooke
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size12,196.8 sq ft
Parcel Number1490300265
ZoningResidential

Amenities

AmenitiesDog Park, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Gas Cooktop, Gas Water Heater, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market1
HOA Fees$680 / Annually
HOA FrequencyAnnually
Tax Amount$5,608.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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