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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

$622,500Sold4 bd · 3.5 ba · 2,976 sq ft

Sold·Closed Sep 22, 2026·81 days on market·Recent sales in Mandarin

10555 Florence Jean Drive

Jacksonville, FL 32257

$622,500sold priceListed at $622,500 · 100% of asking$209/sqftMLS# 2146331
4
Beds
3.5
Baths
2,976
Sq Ft
2023
Built
3
Garage
No
Pool
FEMA Zone XHOA $77/mo8,712 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Welcome to 10555 Florence Jean Dr, located in the gated community of Olde Mandarin Estates with no CDD fees. This 4 Bed, 3.5 Bath home offers 2,987 sq ft. with a spacious open floor plan and a rare layout with all bedrooms located upstairs creating a true separation between the main living spaces and private retreat. The kitchen sits at the heart of the home with easy flow into the living and dining areas, making it the perfect space for hosting, holidays, and everyday life. A dedicated office adds flexibility for working from home, school, or a quiet space to unwind. Upstairs, the oversized loft creates an additional gathering space ideal for movie nights, playroom or second living area. The primary suite offers plenty of room to relax and recharge, while the additional bedrooms are thoughtfully positioned for comfort and functionality. Out back, the extended screened lanai overlooks a large fenced yard with plenty of room for pets, play, or future additions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,394
Property taxesest. at asking price, Duval County$1,016
HOAbilled annually$77
Estimated total, before insurance$4,487/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,338/yr · $695/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water (record)

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $590,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$521,950$0—
2024$507,861$457,861—
2023$80,000$80,000—

2025 property taxes (current owner): $8,338/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$622,500
  • Aug 10, 2026Active Under Contract$622,500
  • Aug 3, 2026Price change$622,500−$2,500
  • May 21, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11023 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$469,900$1874/2.52,5101320.8
11041 Blessings Court, Jacksonville, FL 32257Listed by PASSPORT REALTY, LLC.Oct 2026$449,900$1794/2.52,51080.9
5381 Heronview Court, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCAug 2026$468,000$2185/22,143301.1
5217 Steadfast Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORPJul 2026$787,500$2614/33,02161.2
5312 Blue Pacific Drive W, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCNov 2026$460,000$2114/22,184251.3
11346 Mandarin Ridge Lane, Jacksonville, FL 32258Listed by REDFIN CORPORATIONSep 2026$600,000$2123/32,836171.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$622,500
Price / Sq Ft$209
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,976
Acres0.20 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address10555 Florence Jean Drive, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionOlde Mandarin Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size8,712 sq ft
Parcel Number1556440670

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio, Screened
FencingPrivacy, Vinyl
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMay 21, 2026
Days on Market81
HOA Fees$925 / Annually
HOA FrequencyAnnually
Tax Amount$8,338.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: DOGWOOD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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