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This home is in Silverleaf Village, St. Augustine — a pool home in St. Johns County.

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Active

Active·2 days on market·Silverleaf Village

672 Silver Pine Drive

St. Augustine, FL 32092

$775,000$308/sqftEst. $3,984/moMLS# 2161653

Beds

Baths

2,515

Sq Ft

2021

Built

Garage

Yes

Pool

About this home

Silverleaf Village

Welcome to this beautifully appointed 4-bedroom, 3-bath pool home in SilverLeaf Village, offering 2,515 sq. ft. and a desirable split-bedroom floor plan. Elegant details include plantation shutters, tray ceilings, crown molding, and spacious living areas designed for both everyday comfort and entertaining. At the heart of the home, the kitchen features granite countertops, oversized island, a walk-in pantry, two-zone oven, and microwave/convection oven, with plenty of space for gathering with family and friends. The generously sized laundry room offers exceptional functionality with built-in cabinetry, a utility sink, and an additional refrigerator with ice maker. The spacious primary suite is a relaxing retreat, highlighted by a bay window with room for a sitting area. The primary bath features a soaking tub and an oversized walk-in shower with dual shower heads. Three additional bedrooms and two full baths provide plenty of flexibility for family, guests, or a home office.

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,984

Principal & Interest: $3,984

Property taxes (est.): $1,031

Insurance (est.): $517

Estimated Total Monthly

$5,532

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,984

Property taxesest. at asking price, St. Johns County$1,031

HOAbilled annually$104

Estimated total, before insurance$5,119/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,091/yr · $591/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,091/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$775,000

Price / Sq Ft$308

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,515

Total Structure Area3,413 sq ft

Acres0.19 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryMagnolia Oaks Academy

MiddleMagnolia Oaks Academy

HighTocoi Creek

Community Information

Address672 Silver Pine Drive, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf Village

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,276.4 sq ft

Parcel Number0265720970

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Jogging Path, Pickleball, Playground

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

SecurityCarbon Monoxide Detector(s), Fire Alarm