This home is in Silverleaf Village, St. Augustine — a home near Tocoi Creek High School.
Active·51 days on market·Silverleaf Village
103 Tarbert Lane
St. Augustine, FL 32092
4 more homes for sale in Silverleaf Village →Search Silverleaf Village on the map

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Silverleaf Village
Room for a golf cart in this rare 3-car garage in SilverLeaf! This beautifully crafted Riverside Homes residence combines luxury finishes, a prime walkable location, and move-in-ready condition, making it one of the area's most desirable opportunities. Just a short stroll from SilverLeaf's resort-style amenities, shopping, dining, and everyday conveniences, this exceptional home offers 4 bedrooms, 3 full baths, and a desirable 3-car tandem garage with ample space for vehicles, a golf cart, storage, or a workshop. Designed for both everyday living and effortless entertaining, the chef-inspired kitchen is the heart of the home, featuring premium Bosch appliances, quartz countertops, a stunning waterfall island, and designer lighting that adds an elegant custom touch throughout.The open-concept layout flows seamlessly into the spacious screened lanai and fully fenced backyard, creating the perfect setting to relax, entertain, or enjoy Florida's beautiful weather year-round.
Next steps in Silverleaf Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,717 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 11 mi · 94 parking spaces
Closest park or preserve
Gourd Island Conservation Area12 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 4 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 9 mi · Tolomato River
Closest youth league fields
Durbin Crossing Park13 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix4 min drive · 1975 Silverleaf Pkwy, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,382/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 1, 2026Active$505,000
- Aug 3, 2026Listed$505,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $243/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 322 Silverleaf Village Drive, St. Augustine, FL 32092Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $555,000 | $261 | 3/2 | 2,125 | 33 | 0.2 |
| 15 Tanner Trail, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $420,000 | $205 | 3/2.5 | 2,045 | 75 | 0.3 |
| 232 Creekmore Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $429,000 | $250 | 3/2 | 1,713 | 76 | 0.3 |
| 23 Tanner Trail, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $397,000 | $238 | 3/2 | 1,666 | 23 | 0.3 |
| 290 Creekmore Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER ANABASIS REALTY | Sep 2026 | $396,000 | $268 | 3/2 | 1,476 | 197 | 0.3 |
| 48 Fawn Field Lane, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $512,000 | $246 | 4/2 | 2,084 | 134 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Silverleaf Village
Silverleaf Village is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.
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Your Local Realtor

Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





