Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in WGV King Andbear, St. Augustine — a gated community home in St. Johns County.

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Active

Active·Listed today·WGV King Andbear

2892 Oakgrove Avenue

St. Augustine, FL 32092

$1,100,000$267/sqftEst. $5,655/moMLS# 2161285

Beds

Baths

4,124

Sq Ft

2015

Built

Garage

Pool

About this home

WGV King Andbear

There is something immediately special about the setting at 2892 Oakgrove Avenue. Set on an expansive 0.61-acre homesite beneath the canopy of beautiful century oaks, the property feels more like a private park than a typical neighborhood lot. A peaceful preserve creates a natural backdrop, while the enormous backyard offers an increasingly rare sense of space and possibility -- wonderful as it stands today, yet with plenty of room to create the pool and outdoor oasis of your dreams. That sense of space continues the moment you step inside. Soaring two-story ceilings make a striking first impression in the living room, where an abundance of windows allows natural light to flood the interiors. Upgraded LVP flooring flows throughout the home, creating a fresh, cohesive feel, while the adjoining dining room is distinguished by elegant coffered ceilings. At the heart of the home, the gourmet-inspired kitchen is designed for both everyday living and entertaining, with stainless-steel

Cost to own

Mortgage calculator

Home Price

$1,100,000

Down Payment: 20%

$220,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$5,655

Principal & Interest: $5,655

Property taxes (est.): $1,464

Insurance (est.): $733

Estimated Total Monthly

$7,852

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$5,655

Property taxesest. at asking price, St. Johns County$1,464

HOAbilled quarterly$217

Estimated total, before insurance$7,336/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,160/yr · $1,013/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,160/yr

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 1, 2026Active$1,100,000
Aug 21, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,100,000

Price / Sq Ft$267

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,124

Acres0.61 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Community Information

Address2892 Oakgrove Avenue, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv King Andbear

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size26,571.6 sq ft

Parcel Number2881044080

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecurityGated with Guard