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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

Active

Active·Listed today

198 Delwood Way

St. Augustine, FL 32092

$439,000$233/sqftEst. $2,413/mo mortgageMLS# 2170812
3
Beds
2.5
Baths
1,882
Sq Ft
2027
Built
2
Garage
No
Pool
HOA $100/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

New Toll Brothers townhome, ready June 2027! Inside, a light filled great room sets the stage for both easy everyday living and memorable entertaining. The kitchen is styled to impress with crisp shaker cabinetry, quartz countertops, a full stainless steel appliance suite, and a spacious island at its center, while the adjacent casual dining opens through a slider to the covered lanai, where a natural gas line is ready for grilling or a future fire feature. Upstairs, a versatile loft leads to a serene primary suite complete with a spa-inspired bath and walk-in closet, plus two additional bedrooms. Enjoy resort style amenities, no CDDs, and a truly low-maintenance lifestyle. Schedule your private tour today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,413
Property taxesest. at asking price, St. Johns County$584
HOAbilled annually$100
Estimated total, before insurance$3,097/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,413
Principal & Interest: $2,413
Property taxes (est.): $584
Insurance (est.): $293
Estimated Total Monthly
$3,289
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 24, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
330 Delwood Way 221, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$424,000$2253/2.51,8821210
71 Delwood Way, St. Augustine, FL 32092Listed by RE/MAX UNLIMITEDAug 2026$400,000$2083/2.51,9261010
132 Delwood Way, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$399,000$1993/2.52,0021180.1
138 Delwood Way, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCAug 2026$399,000$1983/2.52,013770.1
155 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$329,990$2363/2.51,396520.4
159 Wood Breeze Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$340,994$2143/2.51,59200.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$233
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,882
Year Built2027
TypeResidential
Sub-TypeTownhouse
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address198 Delwood Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0107412470

Amenities

AmenitiesPool, Dog Park, Gated, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesNatural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDisposal, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 24, 2026
Days on Market0
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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