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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a gated community home in St. Johns County.

Pending

Pending·50 days on market

204 Longhorn Drive

St. Johns, FL 32259

$1,246,990$266/sqftEst. $6,826/moMLS# 2160380
5
Beds
4.5
Baths
4,680
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $225/mo1.01 acresSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

It features beautiful designer-selected finishes Cordova Elevation A throughout, including upgraded luxury tile flooring, upgraded two-tone cabinetry with a contrasting island, a stunning tapered wood hood over the gas cooktop, and gorgeous wood stairs, just to name a few of the luxury finishes. The dramatic two-story foyer with an open-to-below design adds an impressive sense of space and makes a beautiful first impression. Thoughtfully selected finishes throughout give this home a truly elevated, custom feel.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$6,826
Property taxesest. at asking price, St. Johns County$1,659
HOAbilled monthly$225
Estimated total, before insurance$8,710/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,246,990
$249,398
Loan Term
Monthly Payment
$6,826
Principal & Interest: $6,826
Property taxes (est.): $1,659
Insurance (est.): $831
Estimated Total Monthly
$9,316
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,534 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:23 AM, sunset 7:06 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Aug 16, 2026Listed$1,246,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,246,990
Price / Sq Ft$266
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,680
Acres1.01 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNorth

School Information

Community Information

Address204 Longhorn Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCreekside Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size43,995.6 sq ft
Parcel Number0035720003
ZoningRecreational

Amenities

AmenitiesGated
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer, Septic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 16, 2026
Days on Market0
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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