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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a home near Bartram Trail High School.

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Pending

Pending·5 days on market

232 Longhorn Drive

St. Johns, FL 32259

$1,246,990$394/sqftEst. $6,404/moMLS# 2160379
4
Beds
3
Baths
3,163
Sq Ft
2027
Built
3
Garage
No
Pool

About this home

St. Johns

Discover the Cordova, a beautifully designed home offering 3,163 square feet of thoughtfully crafted living space in the desirable Creekside Estates community of Fruit Cove, Florida. Situated on a spacious homesite, this exceptional residence combines luxury, comfort, and functionality for today's lifestyle. Featuring four generously sized bedrooms and three full bathrooms, the Cordova provides ample room for family, guests, and everyday living. The open-concept design creates a seamless flow between the gourmet kitchen, dining area, and expansive family room, making it the perfect setting for entertaining or simply enjoying time at home. The private primary suite serves as a relaxing retreat, offering a spacious bedroom, elegant bath, and abundant closet space. Additional bedrooms are thoughtfully positioned to provide comfort and privacy for family members and guests alike.

Cost to own

Mortgage calculator

$1,246,990
$249,398
Loan Term
Monthly Payment
$6,404
Principal & Interest: $6,404
Property taxes (est.): $1,659
Insurance (est.): $831
Estimated Total Monthly
$8,895
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$6,404
Property taxesest. at asking price, St. Johns County$1,659
HOAbilled monthly$225
Estimated total, before insurance$8,289/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,534 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 16, 2026Listed$1,246,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,246,990
Price / Sq Ft$394
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,163
Acres1.48 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNorth

School Information

Community Information

Address232 Longhorn Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCreekside Estates
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size64,468.8 sq ft
Parcel Number0035720020
ZoningRecreational

Amenities

AmenitiesGated
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer, Septic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 16, 2026
Days on Market0
HOA Fees$225 / Monthly
HOA FrequencyMonthly
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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