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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a pool home in St. Johns County.

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Active·Listed today

1737 Heatherwood Drive

St. Johns, FL 32259

$570,000$256/sqftEst. $3,018/moMLS# 2164134
4
Beds
2
Baths
2,229
Sq Ft
1992
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $29/moSingle Family Residence1 story

About this home

St. Johns

Welcome home to 1737 Heatherwood Drive! Located in desirable Greenridge neighborhood, this inviting POOL home offers spacious living and plenty of room to entertain. Wide plank LVP and tile flooring flow throughout the home, while the entry is flanked by a formal dining room and versatile flex space--perfect for a home office or additional sitting area. The spacious living room overlooks the climate-controlled four-season patio and backyard pool. The chefs kitchen features a double oven, custom backsplash and range hood, quartz countertops and views of the backyard, in addition to an eat-in area. Retreat to the primary suite, complete with a relaxing garden tub. Outside, enjoy your own backyard oasis featuring a sparkling pool, gazebo for entertaining, and additional parking pad. With flexible living spaces, indoor-outdoor entertaining, and a private pool, this St. Johns County home is ready to welcome its next owners! Transferrable Termite Bond.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,018
Property taxesest. at asking price, St. Johns County$758
HOAbilled annually$29
Estimated total, before insurance$3,806/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,018
Principal & Interest: $3,018
Property taxes (est.): $759
Insurance (est.): $380
Estimated Total Monthly
$4,157
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,618 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 18, 2026Active$570,000
  • Sep 8, 2026Listed$570,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$570,000
Price / Sq Ft$256
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,229
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address1737 Heatherwood Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenridge
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0105440090

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Double Oven, Freezer, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchGlass Enclosed, Porch
FencingBack Yard

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$350 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOVER GIRL PROPERTIES · laurenballard@hovergirlproperties.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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