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This home is in Worthington Park, St. Johns — a pool home in St. Johns County.

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Active

Active·57 days on market·Worthington Park

245 Worthington Parkway

St. Johns, FL 32259

$710,000$259/sqftEst. $3,620/moMLS# 2148615

Beds

Baths

2,740

Sq Ft

2009

Built

Garage

Yes

Pool

About this home

Worthington Park

Back on the market and better than ever -- welcome to 245 Worthington Parkway, tucked inside the gated community of Worthington Park in the heart of St. Johns. The seller is installing a brand-new roof prior to closing with an acceptable offer, and with a newer HVAC already in place, the two biggest-ticket items are handled -- rare peace of mind and a real head start on insurance from day one. This 4-bedroom, 3-bath home offers roughly 2,740 square feet on a private 0.31-acre lot. A split-bedroom floorplan keeps the owner's suite quietly separated from the guest rooms, and a rare three-car garage leaves room for vehicles, storage, a workshop, or a home gym. Set behind the gates yet minutes from Jacksonville, Mandarin, and San Marco shopping and dining -- and zoned for top-rated St. Johns County schools -- it's a secluded feel with everyday convenience close at hand. Homes in Worthington Park don't last. Schedule your private showing today.

Cost to own

Mortgage calculator

Home Price

$710,000

Down Payment: 20%

$142,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,620

Principal & Interest: $3,620

Property taxes (est.): $945

Insurance (est.): $473

Estimated Total Monthly

$5,038

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,620

Property taxesest. at asking price, St. Johns County$945

HOAbilled quarterly$200

Estimated total, before insurance$4,765/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,104/yr · $592/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$577,736	$512,663	—
2024	$559,697	$497,507	—
2023	$526,749	$476,749	—
2022	$479,360	$396,526	—
2021	$363,162	$360,478	—
2020	$327,707	$327,707	—

2025 property taxes (current owner): $7,104/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Active$710,000
Jul 14, 2026Active Under Contract$710,000
Jun 4, 2026Listed$710,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$710,000

Price / Sq Ft$259

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,740

Total Structure Area3,545 sq ft

Acres0.31 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Direction FacesNortheast

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address245 Worthington Parkway, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionWorthington Park

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size13,503.6 sq ft

Parcel Number0023910650

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Owned