Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns a waterfront home in St. Johns County.

Photo 1 / 74
Active

Active·Listed today

1768 Greenridge Circle E

St. Johns, FL 32259

$550,000$215/sqftEst. $2,836/moMLS# 2158870
5
Beds
3
Baths
2,560
Sq Ft
1994
Built
2
Garage
No
Pool

About this home

St. Johns

**OPEN HOUSE SUNDAY 8/9 1PM-3PM!** Imagine coming home to nearly 1.5 acres of peaceful privacy in the heart of St. Johns--where the only thing you'll hear from your backyard is the occasional splash of a bass in your own stocked pond. Better yet, you'll enjoy all of this in one of the area's few communities with NO CDD fees and an incredibly low $200 per year HOA. As you step through the front door, you're welcomed by a warm, inviting layout. To your right, the formal dining room is ready for holiday dinners and celebrations, while to your left, French doors open to a versatile room that makes the perfect home office, guest room, or flex space. Continue inside and the home opens beautifully into the main living areas, where large windows immediately draw your attention to the sparkling pond beyond. Whether you're preparing dinner in the open-concept kitchen, relaxing in the family room, or enjoying your morning coffee, you'll have peaceful water views as your backdrop.

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,836
Principal & Interest: $2,836
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$3,935
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,836
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$17
Estimated total, before insurance$3,585/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,942/yr · $245/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,942/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,665 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,000
Price / Sq Ft$215
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,560
Acres1.42 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address1768 Greenridge Circle E, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenridge
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size61,855.2 sq ft
Parcel Number0105441450

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesElectric Cooktop, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2

Exterior

Patio / PorchRear Porch
RoofShingle

Additional Information

Date ListedAugust 6, 2026
Days on Market0
HOA Fees$200 / Annually
HOA FrequencyAnnually
Tax Amount$2,942.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

8/9/2026

1:00 pm - 3:00 pm

Contact Krista Fracke