This home is in Jacksonville Beach.
$560,000Sold4 bd · 2.5 ba · 2,123 sq ft
Sold·Closed Nov 3, 2026·132 days on market·Recent sales in Jacksonville Beach
1126 Penman Road
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Your Coastal Retreat Awaits! Welcome home to this beautifully maintained, like-new residence built in 2014, offering the perfect blend of comfort, style, & location. Featuring 4 beds, 2 baths, 2,072 sq feet of living space, & an attached 2-car garage. This move-in-ready home has been thoughtfully updated w/ brand-new flooring throughout & fresh interior & exterior paint. The beautifully appointed kitchen is the heart of the home & has been recently updated, showcasing white full-overlay cabinetry, granite countertops, a classic subway tile backsplash, recessed lighting, a breakfast bar island, & brand-new SS appliances. The spacious primary suite showcases beautiful trey ceilings & provides a relaxing ensuite retreat w/ a dual-sink vanity, walk-in shower & an oversized walk-in closet. Step outside to enjoy the covered patio overlooking the fenced backyard - perfect for entertaining, relaxing or enjoying the Florida sunshine. Ideally located near Jacksonville's Beaches...
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,795 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
11th Ave Nabout 1.0 mi · 33 parking spaces
Closest park or preserve
Dutton Island Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 1 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Gonzales Parkabout 0.7 mi · Soccer
Closest grocery store
Publixabout 1 mi · 408 Beach Blvd, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $636,533 | $536,478 | — |
| 2024 | $594,143 | $487,708 | — |
| 2023 | $495,905 | $443,371 | — |
| 2022 | $470,969 | $403,065 | — |
| 2021 | $366,423 | $366,423 | — |
| 2020 | $357,551 | $357,551 | — |
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 3, 2026Closed$599,904
- Sep 24, 2026Active Under Contract$599,904
- Sep 8, 2026Price change$599,904−$15,000
- Aug 25, 2026Price change$614,904−$10,000
- Aug 18, 2026Price change$624,904−$4,096
- Aug 3, 2026Price change$629,000−$25,700
- Jul 28, 2026Price change$654,700−$5,200
- Jul 14, 2026Price change$659,900−$5,000
- Jun 24, 2026Listed$664,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $460/sq ft; this home is listed at $264/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLC | Oct 2026 | $1,230,000 | $487 | 4/3 | 2,525 | 14 | 0.2 |
| 850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLC | Oct 2026 | $750,000 | $440 | 4/3 | 1,705 | 97 | 0.2 |
| 524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COAST | Sep 2026 | $735,000 | $460 | 4/3 | 1,598 | 8 | 0.7 |
| 2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $1,050,000 | $384 | 4/2.5 | 2,735 | 184 | 0.8 |
| 784 2nd Street N, Jacksonville Beach, FL 32250Listed by PALM REALTY GROUP INC | Nov 2026 | $1,222,000 | $655 | 3/2.5 | 1,866 | 7 | 0.9 |
| 541 Myra Street, Neptune Beach, FL 32266Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $660,000 | $356 | 4/2 | 1,854 | 5 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JWB REALTY LLC
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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