This home is in Sec A Jax Beach, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active Under Contract·154 days on market·Sec A Jax Beach
1108 24th Street N
Jacksonville Beach, FL 32250
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About this home
Sec A Jax Beach
Peaceful, move-in ready Jax Beach living. One owner cared for and updated throughout the years, offering quality, comfort, and coastal charm in a prime Jacksonville Beach location. Nestled on a low-traffic dead-end street, the home features serene Intracoastal Waterway views from the spacious primary bedroom. Enjoy generous living spaces including a formal living room, family room, dining area, and well-appointed kitchen. The layout provides excellent flow for everyday living and entertaining. Spacious backyard offers tremendous potential for a future pool, play area, garden, or outdoor oasis. Highlights include ample storage throughout, a 2-car garage, no HOA, and a brand-new roof installed in 2025. Other notable updates: 2021 A/C, recent interior/exterior refreshes, and more. Just a quick bicycle ride to the beach, you're immersed in the ultimate beach lifestyle--sun, sand, and ocean breezes await daily. Call today!
Next steps in Sec A Jax Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,657 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
13th Ave N10 min drive · 25 parking spaces
Closest park or preserve
Dutton Island Preserve14 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 1 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Fletcher High School Pool7 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Closest grocery store
Publix6 min drive · 408 Beach Blvd, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:32 AM, sunset 6:48 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $587,574 | $129,435 | — |
| 2024 | $589,332 | $125,080 | ▲ $58,008 |
| 2023 | $486,853 | $119,981 | — |
| 2022 | $448,475 | $115,031 | — |
| 2021 | $339,803 | $110,225 | — |
| 2020 | $333,931 | $108,013 | ▼ $17,359 |
2025 property taxes (current owner): $2,551/yr
Estimated taxes if purchased at asking price: ~$13,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 26, 2026Active Under Contract$699,900
- Sep 10, 2026Price change$699,900−$10,090
- Aug 12, 2026Price change$709,990−$5,000
- May 21, 2026Listed$714,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $369/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1031 24th Street N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $575,000 | $413 | 3/2 | 1,393 | 101 | 0 |
| 1206 17th Street N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Sep 2026 | $750,000 | $478 | 3/2 | 1,568 | 2 | 0.3 |
| 850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLC | Oct 2026 | $750,000 | $440 | 4/3 | 1,705 | 97 | 0.5 |
| 1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORP | Sep 2026 | $875,000 | $418 | 4/2 | 2,091 | 5 | 0.7 |
| 524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COAST | Sep 2026 | $735,000 | $460 | 4/3 | 1,598 | 8 | 1 |
| 541 Myra Street, Neptune Beach, FL 32266Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $660,000 | $356 | 4/2 | 1,854 | 5 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sec A Jax Beach
Sec A Jax Beach is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Krista Fracke
Broker Associate
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