Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Active

Active·52 days on market

507 15th Avenue N

Jacksonville Beach, FL 32250

$1,250,000$394/sqftEst. $6,869/mo mortgageMLS# 2162995

↓ $50,000 below original listOpen house Sun, Oct 25 · 1:00 pm–3:00 pm

Beds

Baths

3,169

Sq Ft

1952

Built

Garage

Yes

Pool

FEMA Zone XNo HOA9,148 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

OPEN HOUSE, SUNDAY, 1pm-3pm! Recent PRICE cut $50k! This unique POOL home is situated on a spacious 80'x115' lot only 5 blocks to the OCEAN. This 3169sf beach home boasts 5BR, 4BA, a Flex Room and is complete with a heated and cooled saltwater POOL! No HOA. You will LOVE having a great room, living room, dining room, informal dining areas, and roomy kitchen. The enormous great room offers a cozy wood-burning fireplace, ample space for large gatherings, vaulted ceilings, and French doors leading to your private tropical OASIS in your verdant backyard. The backyard is a dream with tropical foliage, towering palms and a 6' privacy fence. The large grassy area is perfect for people, pets, picnics and yard games. The resort-quality pool has waterfalls and color changing night lighting that provides extra special swims. The pool deck has stone pavers with plenty of space for lounging, alfresco dining and soaking up the tropical sunshine and stunning sunsets! Come home to paradise.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$6,869

Property taxesest. at asking price, Duval County$2,041

Estimated total, before insurance$8,910/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$1,250,000

Down Payment: 20%

$250,000

Interest Rate: 7.32%

Loan Term

Monthly Payment

$6,869

Principal & Interest: $6,869

Property taxes (est.): $2,041

Insurance (est.): $833

Estimated Total Monthly

$9,744

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach access
15th Ave. N
about 0.3 mi
Closest park or preserve
Dutton Island Preserve
about 3 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)
about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)
about 2 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Fletcher High School Pool
about 0.5 mi · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Closest grocery store
Publix
about 1 mi · 408 Beach Blvd, Jacksonville Beach

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Sep 30, 2026Price change$1,250,000−$50,000
Sep 2, 2026Listed$1,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $487/sq ft; this home is listed at $394/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTY	Oct 2026	$1,075,000	$343	4/2.5	3,137	198	0.1
1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Aug 2026	$1,125,000	$400	4/4	2,814	3	0.4
26 20th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY	Jul 2026	$3,100,000	$1,089	4/4.5	2,847	32	0.4
1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLC	Oct 2026	$1,230,000	$487	4/3	2,525	14	0.5
569 Myra Street, Neptune Beach, FL 32266Listed by OMNI REALTY GROUP OF NORTH FLORIDA INC	Oct 2026	$1,690,000	$615	3/3	2,750	85	0.5
1911 Tanglewood Road, Jacksonville Beach, FL 32250Listed by HERRON REAL ESTATE LLC	Aug 2026	$945,000	$341	4/3	2,770	3	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000

Price / Sq Ft$394

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,169

Acres0.21 acres

Year Built1952

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages1

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water, Waterfall

Is WaterfrontNo

School Information

ElementarySan Pablo

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address507 15th Avenue N, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionJacksonville Beach

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size9,147.6 sq ft

Lot Dimensions80x115

Parcel Number1748210000

ZoningSingle Family

Amenities

Community FeaturesStreet Lights

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

SecurityClosed Circuit Camera(s), Security Lights, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Shower

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchDeck, Patio

FencingFenced, Back Yard, Privacy, Vinyl

RoofShingle

ConstructionBrick Veneer, Composition Siding, Concrete, Frame

Road SurfaceAsphalt, Paved

Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026

Days on Market50

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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