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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 10, 2026·3 days on market·Recent sales in Mandarin

12340 Macaw Drive

Jacksonville, FL 32223

$394,100sold priceListed at $399,100 · 98.7% of asking$221/sqftMLS# 2160130
3
Beds
2
Baths
1,782
Sq Ft
1976
Built
1.5
Garage
Yes
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 12340 Macaw Drive, a charming traditional 3-bedroom, 2-bath pool home with a spacious and functional floor plan. The home features separate living and dining rooms, plus an inviting family room with a cozy fireplace. The Florida room, complete with its own mini-split A/C system, provides additional comfortable living space for relaxing or entertaining. The kitchen and bathrooms were updated just a few years ago, and the freshly painted interior gives the home a bright, refreshed feel. With no carpet throughout, the home offers easy everyday maintenance. Step outside to enjoy the private pool and beautiful side yard with plenty of space for gardening or pets. A storage shed provides additional space for outdoor essentials. The 1½-car garage includes a dedicated workshop area, and a portable generator is also included. A wonderful combination of comfort, character, and functionality!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,183
Property taxesest. at asking price, Duval County$644
Estimated total, before insurance$2,826/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$394,100
$78,820
Loan Term
Monthly Payment
$2,183
Principal & Interest: $2,183
Property taxes (est.): $644
Insurance (est.): $263
Estimated Total Monthly
$3,089
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Closed$399,100
  • Aug 18, 2026Active Under Contract$399,100
  • Aug 14, 2026Listed$399,100

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC.Sep 2026$340,000$2203/21,54340.2
12511 Westberry Hideaway Lane, Jacksonville, FL 32223Listed by REALTY ONE GROUP ELEVATEAug 2026$415,000$2173/21,910810.5
12261 Sutton Estates Drive, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$350,000$2673/21,313320.6
2856 Sutton Estates Circle S, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$2313/21,405610.6
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21080.8
2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATESep 2026$430,000$1884/2.52,286160.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,100
Price / Sq Ft$224
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,782
Acres0.23 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1.5
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address12340 Macaw Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionJulington Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,018.8 sq ft
Parcel Number1593510000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchGlass Enclosed, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedAugust 14, 2026
Days on Market3
Tax Amount$384
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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