Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Mandarin, Jacksonville — a pool home in Jacksonville.

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Active

Active·1 day on market·Mandarin

3443 Remler Drive S

Jacksonville, FL 32223

$429,900$279/sqftEst. $2,212/moMLS# 2158229

Beds

Baths

1,540

Sq Ft

1979

Built

Garage

Yes

Pool

About this home

Mandarin

Open house Saturday 11-12:30 and Sunday 12-130 Summer isn't over yet--come claim your beautifully renovated Mandarin pool home. This property has been fully gutted and rebuilt with modern finishes throughout. Move-in ready and packed with upgrades, it sits high on a bluff outside all flood zones in a no-HOA community, giving you freedom and peace of mind. 🌴 Your Private Backyard Oasis The oversized pool and fully fenced yard create the perfect retreat for relaxing, entertaining, and making memories with family and friends. 🔧 Renovations & Upgrades New paver driveway and patio Architectural shingle roof LVP flooring throughout Hardie board cementitious siding + fresh exterior paint New interior paint Two fully renovated bathrooms Brand-new kitchen, completely redesigned And so much more 📍 Prime Mandarin Location Zoned for top-rated schools including Loretto Elementary, Mandarin Middle, and Mandarin High.

Cost to own

Mortgage calculator

Home Price

$429,900

Down Payment: 20%

$85,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,212

Principal & Interest: $2,212

Property taxes (est.): $702

Insurance (est.): $287

Estimated Total Monthly

$3,201

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,212

Property taxesest. at asking price, Duval County$702

Estimated total, before insurance$2,914/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,106/yr · $176/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,106/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History