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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active

$445,9004 bd · 2 ba · 1,713 sq ft

Active·6 days on market

12533 Remler Drive W

Jacksonville, FL 32223

$445,900$260/sqftEst. $2,431/mo mortgageMLS# 2157867
↓ $4,000 below original list
4
Beds
2
Baths
1,713
Sq Ft
1976
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,454 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this beautiful well maintained 4-bedroom, 2-bath home in the highly desirable Mandarin area. Designed for both comfortable everyday living and effortless entertaining, the kitchen offers ample cabinet and counter space, while the spacious primary suite provides a private retreat with an en-suite bath. Three additional bedrooms offer flexibility for family, guests, or a home office. Step outside to your own private backyard oasis featuring a saltwater pool surrounded by an elegant paver patio, creating the perfect space for relaxing, entertaining, or enjoying Florida's year-round sunshine. The fully fenced backyard offers privacy and plenty of room for outdoor gatherings. Ideally located near top-rated schools, shopping, dining, parks, and major highways. Schedule a showing today! Sellers preferred lender to offer 1% of the loan amount to the buyers closing costs, pre paids, or rate buydown. Financing offered by Bayway Mortgage Group Edward Carlton. Conditions apply.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,431
Property taxesest. at asking price, Duval County$728
Estimated total, before insurance$3,159/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,398/yr · $533/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,900
$89,180
Loan Term
Monthly Payment
$2,431
Principal & Interest: $2,431
Property taxes (est.): $728
Insurance (est.): $297
Estimated Total Monthly
$3,456
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 6:40 AM, sunset 5:39 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,398/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 25, 2026Active$445,900
  • Oct 19, 2026Pending$445,900
  • Aug 28, 2026Price change$445,900−$4,000
  • Jul 30, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3443 Remler Drive S, Jacksonville, FL 32223Listed by FUTURE HOME REALTY INCOct 2026$392,000$2553/21,540330.3
12432 Muscovy Drive, Jacksonville, FL 32223Listed by DOGWOOD REALTYOct 2026$399,000$2203/21,813310.3
12340 Macaw Drive, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$394,100$2213/21,78230.3
3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC.Sep 2026$340,000$2203/21,54340.4
12407 Valpariso Trail, Jacksonville, FL 32223Listed by FADER & CO REALTY LLCOct 2026$505,000$2634/21,923140.5
12261 Sutton Estates Drive, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$350,000$2673/21,313320.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,900
Price / Sq Ft$260
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,713
Acres0.24 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Waterfall
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12533 Remler Drive W, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionJulington Hills
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,454.4 sq ft
Parcel Number1594190000
ZoningResidential

Amenities

UtilitiesElectricity Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Washer, Water Softener Rented
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard, Wood
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedOctober 25, 2026
Days on Market6
Tax Amount$6,397.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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