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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

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Active

Active·Listed today

10325 Walnut Bend N

Jacksonville, FL 32257

$395,000$210/sqftEst. $2,014/moMLS# 2158557
4
Beds
2
Baths
1,881
Sq Ft
1986
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home to this beautifully maintained 4-bedroom, 2-ba home in the highly desirable Mandarin area. Offering a spacious & functional floor plan, this home is perfect for growing families, entertaining guests, or simply enjoying everyday comfort. The attached 2-car garage provides ample storage and convenience, while the large backyard offers endless possibilities for outdoor living, play or gardening. Nestled in a welcoming neighborhood, you'll appreciate the peaceful surroundings and strong sense of community. Ideally located just minutes from schools, shopping centers, a wide variety of restaurants, parks, and major roadways, this home combines suburban charm with everyday convenience. Whether you're looking for your first home or your forever home, this Mandarin gem offers the perfect blend of comfort, location, and lifestyle. Don't miss this exceptional opportunity to make it yours!

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,014
Principal & Interest: $2,014
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$2,922
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,014
Property taxesest. at asking price, Duval County$645
Estimated total, before insurance$2,659/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,594/yr · $466/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,594/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,535 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 4, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$395,000
Price / Sq Ft$210
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,881
Total Structure Area2,427 sq ft
Acres0.20 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address10325 Walnut Bend N, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionWalnut Bend
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size8,712 sq ft
Lot Dimensions80 x 110
Parcel Number1556758748
ZoningPUD

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 4, 2026
Days on Market1
Tax Amount$5,593.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PROPERTY SAGE REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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