This home is in Williams Coastal, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 20, 2026·17 days on market·Recent sales in Williams Coastal·Williams Coastal
1139 Ruth Avenue
Jacksonville Beach, FL 32250
3 more homes for sale in Williams Coastal →Search Williams Coastal on the map
About this home
Williams Coastal
Your BEACH LIFE is waiting! This freshly painted COASTAL CHARMER is waiting for its next chapter! This INVITING HOME blends immediate curb appeal with the kind of future-forward opportunity buyers love: a PEACEFUL OUTDOOR RETREAT, and a location that puts the best of the community within easy reach. Just minutes from the shoreline, this 3 Bedroom, 2 Bath property offers the everyday luxury of living CLOSE TO THE BEACH, morning walks on the sand, weekend paddleboarding and sunsets that feel like a daily gift. The OCEAN BREEZE drifts through the neighborhood, giving the entire area a relaxed, vacation-at-home feeling. At the same time, the home sits conveniently near schools and Beaches Baptist Hospital, making it a SMART CHOICE for buyers who want both LIFESTYLE AND PRACTICALITY. Plan for your future and invest in a neighborhood with STRONG LONG-TERM VALUE, this location checks every box. Make this home yours!
Next steps in Williams Coastal
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,652 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 21, 2026Closed$569,000
- Jul 14, 2026Active Under Contract$569,000
- Jun 27, 2026Listed$569,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $434/sq ft; this home is listed at $409/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLC | Aug 2026 | $525,000 | $316 | 3/2.5 | 1,660 | 19 | 0.1 |
| 13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $520,000 | $413 | 3/2 | 1,260 | 3 | 0.3 |
| 2503 Liberty Lane, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $595,000 | $434 | 3/2 | 1,372 | 5 | 0.4 |
| 3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Aug 2026 | $775,000 | $469 | 3/2 | 1,651 | 5 | 0.4 |
| 507 15th Avenue S, Jacksonville Beach, FL 32250Listed by MCGUIRE REALTY GROUP | Aug 2026 | $800,000 | $489 | 4/2 | 1,636 | 43 | 0.4 |
| 604 11th Avenue S, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $530,000 | $305 | 3/2 | 1,740 | 36 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Williams Coastal
Williams Coastal is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Williams Coastal homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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