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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanside Park, Jacksonville Beach.

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Sold

Sold·Closed Sep 1, 2026·36 days on market·Recent sales in Oceanside Park·Oceanside Park

604 11th Avenue S

Jacksonville Beach, FL 32250

$530,000sold priceListed at $619,000 · 85.6% of asking$305/sqftMLS# 2154158
3
Beds
2
Baths
1,740
Sq Ft
1985
Built
2
Garage
No
Pool

14 more homes for sale in Oceanside Park →Search Oceanside Park on the map

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence2 stories

About this home

Oceanside Park

Looking for a beach place? This 3/2 corner lot home - Steps to the Ocean-is the one. It just needs a little TLC to make it your dream beach home. With a long standing rental history, this home is poised for a savy investor- use as a long term or short term rental, remodel it to make your own or complete new build to resell. So many options to own a part of the Jax Beach life! This area is a high growth part of the Beaches, now is the time to buy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, Duval County$865
Estimated total, before insurance$3,801/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,010/yr · $751/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $865
Insurance (est.): $353
Estimated Total Monthly
$4,154
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$562,294$432,581—
2023$499,605$393,256—
2022$391,268$357,506—
2021$325,006$325,006—
2020$314,067$314,067—

2025 property taxes (current owner): $9,010/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 3, 2026Closed$619,000
  • Aug 13, 2026Pending$619,000
  • Aug 3, 2026Price change$619,000−$30,000
  • Jul 7, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $413/sq ft; this home is listed at $356/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
507 15th Avenue S, Jacksonville Beach, FL 32250Listed by MCGUIRE REALTY GROUPAug 2026$800,000$4894/21,636430.2
13 Burling Way, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$520,000$4133/21,26030.5
1139 Ruth Avenue, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$560,000$4023/21,392170.5
1315 Seabreeze Avenue, Jacksonville Beach, FL 32250Listed by KST GROUP LLCAug 2026$525,000$3163/2.51,660190.6
222 7th Street S, Jacksonville Beach, FL 32250Listed by REALTY ONE GROUP ELEVATEAug 2026$625,000$4543/21,37830.6
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$619,000
Price / Sq Ft$356
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,740
Acres0.14 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address604 11th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOceanside Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Parcel Number1767350000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBalcony
Lot DescriptionCorner Lot
Patio / PorchCovered, Deck, Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road FrontageCity Street

Additional Information

Date ListedJuly 7, 2026
Days on Market36
Tax Amount$9,009.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanside Park

Oceanside Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Oceanside Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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