This home is in Trailmark, St. Augustine — a home near Tocoi Creek High School.
Sold·Closed Sep 9, 2026·2 days on market·Recent sales in Trailmark·Trailmark
107 Providence Drive
St. Augustine, FL 32092
36 more homes for sale in Trailmark →Search Trailmark on the map
About this home
Trailmark
Tucked away in St. Augustine's TrailMark community, 107 Providence Dr blends comfortable indoor living with the natural beauty of Northeast Florida. This 4-bedroom, 3-bathroom home features a triple-split floor plan designed for privacy and flexibility, whether you need dedicated space for guests, a home office or a growing household. Positioned on nearly a quarter-acre water lot, the rear of the home faces southwest, offering incredible evening sunset views over the water. Step outside through the glass doors to an oversized, screened lanai that opens onto an extended paver patio. It's the perfect setup for peaceful morning coffees or evening dinners outdoors. Beyond the fenced backyard, TrailMark offers a lifestyle built around nature and community connection.
Next steps in Trailmark
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,795 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,194/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 9, 2026Closed$524,900
- Aug 26, 2026Pending$524,900
- Aug 13, 2026Listed$524,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $226/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 62 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLC | Oct 2026 | $425,000 | $206 | 4/3 | 2,066 | 122 | 0.3 |
| 199 Osprey Mills Lane, St. Augustine, FL 32092Listed by 1 REALTY CORP | Sep 2026 | $498,000 | $241 | 4/3 | 2,066 | 20 | 0.4 |
| 144 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLC | Aug 2026 | $436,000 | $211 | 4/3 | 2,066 | 103 | 0.4 |
| 98 Ferndale Way, St. Augustine, FL 32092Listed by SELLSTATE NEXT GENERATION REALTY | Sep 2026 | $410,000 | $217 | 3/2 | 1,893 | 30 | 0.5 |
| 105 Bloomfield Way, St. Augustine, FL 32092Listed by REAL BROKER LLC | Oct 2026 | $474,900 | $209 | 4/3.5 | 2,270 | 4 | 0.6 |
| 92 Patina Place, St. Augustine, FL 32092Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $439,000 | $187 | 4/3 | 2,345 | 36 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: VILANO CREEK VENTURES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Trailmark
Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Trailmark homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines