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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Hampton, St. Augustine — a golf course home in St. Johns County.

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Active

Active·2 days on market·South Hampton

2017 E Clovelly Lane

St. Augustine, FL 32092

$925,000$227/sqftEst. $5,124/moMLS# 2168447
Open house Sat, Oct 17 · 12:00 pm–2:00 pm
4
Beds
4
Baths
4,080
Sq Ft
2004
Built
3
Garage
No
Pool

14 more homes for sale in South Hampton →Search South Hampton on the map

FEMA Zone XHOA $111/mo0.65 acresWaterfrontSingle Family Residence2 stories

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About this home

South Hampton

South Hampton's golf course reopened the first weekend of October after a full remodel, and this home sits directly on it! Just over 4,000 square feet on one of the neighborhood's larger lots, with four bedrooms, four full baths and 12ft ceilings. The flex space is now a full home theater with projector, inclined seating and surround system. Kitchen was fully remodeled, exterior was painted, and primary bath was updated to include double shower heads! The large screened in lanai provides an amazing view of the water and golf course for slow mornings or evening recharge. Minutes to I-295 with restaurants and everyday shopping close by. Amenities include an Olympic-size swimming pool, a separate children's pool, and a water park area. The fitness center, tennis courts, basketball courts, soccer fields, multi-purpose athletic fields, and walking/jogging trails keep you active year-round. Over 100 acres of Golf membership is sold separately through the club.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,124
Property taxesest. at asking price, St. Johns County$1,231
HOAbilled annually$111
Estimated total, before insurance$6,465/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,708/yr · $476/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$5,124
Principal & Interest: $5,124
Property taxes (est.): $1,231
Insurance (est.): $617
Estimated Total Monthly
$6,971
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,708/yr

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Active$925,000
  • Oct 7, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2020 E Clovelly Lane, St. Augustine, FL 32092Listed by REAL BROKER LLCSep 2026$1,080,000$2536/54,26950.1
2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$825,000$2215/43,729590.3
2282 W Clovelly Lane, St. Augustine, FL 32092Listed by REDFIN CORPORATIONJul 2026$640,000$2155/42,982510.3
2357 W Clovelly Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$869,000$2185/4.53,990170.5
195 Stone Creek Circle, St. Johns, FL 32259Listed by NAVY TO NAVY HOMES LLCJul 2026$800,000$2494/33,215190.6
73 Arbor Creek Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,400,000$3505/4.54,005600.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$227
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,080
Acres0.65 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryTimberlin Creek
Reported middleSwitzerland Point
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address2017 E Clovelly Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSouth Hampton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size28,314 sq ft
Parcel Number0099726920
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewGolf Course
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionOn Golf Course
Patio / PorchCovered, Rear Porch, Screened
Road SurfaceAsphalt

Additional Information

Date ListedOctober 14, 2026
Days on Market0
HOA Fees$1,330 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,708.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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10/17/2026

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10/18/2026

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