Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in South Hampton, St. Augustine — a home near Beachside High School.

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Pending

Pending·49 days on market·South Hampton

156 N Atherley Road

St. Augustine, FL 32092

$665,000$188/sqftEst. $3,422/moMLS# 2151561

Beds

Baths

3,541

Sq Ft

2008

Built

Garage

Pool

About this home

South Hampton

Rare opportunity to own a beautifully updated home on a hard-to-find half-acre homesite in South Hampton. Offering more than 3,500 square feet, this spacious residence features 3 bedrooms plus a flex room, 3 full bathrooms, tall coffered ceilings, a 3-car garage, central vac system and a versatile layout designed for everyday living and entertaining. A standout feature of South Hampton is resident RV and boat storage, providing flexibility rarely found in a golf community. Recent updates include a new roof (2024), HVAC (2025), water heater (2026), interior paint (2024), and new carpet (2026). Enjoy the 550-square-foot double air-conditioned Florida Room, plus a fenced backyard with a 20' x 30' paver patio and storage shed. Located in a NO CDD community with golf, resort-style amenities, top-rated St. Johns County schools, and convenient access to CR-210, I-95, shopping, dining, and historic St. Augustine.

Cost to own

Mortgage calculator

Home Price

$665,000

Down Payment: 20%

$133,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,422

Principal & Interest: $3,422

Property taxes (est.): $885

Insurance (est.): $443

Estimated Total Monthly

$4,751

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,422

Property taxesest. at asking price, St. Johns County$885

HOAbilled semi-annually$108

Estimated total, before insurance$4,415/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$607,896	$266,032	—
2024	$608,047	$257,827	—
2023	$598,388	$248,861	—
2022	$514,718	$190,503	—
2021	$394,212	$183,498	—
2020	$356,488	$180,274	—

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,708 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 9, 2026Pending$665,000
Jun 25, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000

Price / Sq Ft$188

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,541

Total Structure Area4,907 sq ft

Acres0.51 acres

Year Built2008

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address156 N Atherley Road, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSouth Hampton

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size22,215.6 sq ft

Parcel Number0099730140

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Jogging Path, Management - Full Time, Park, Pickleball, Playground, RV/Boat Storage, Storage, Tennis Court(s), Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, RV Access/Parking

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

HeatingCentral, Electric

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit