Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville Golf & CC, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·2 days on market·Jacksonville Golf & CC

4013 Jebb Island Circle E

Jacksonville, FL 32224

$925,000$428/sqftEst. $4,770/moMLS# 2158103

Beds

Baths

2,163

Sq Ft

1990

Built

Garage

Yes

Pool

About this home

Jacksonville Golf & CC

** OPEN HOUSE 5pm-7pm Friday 8/7 & 1pm-4pm Saturday 8/8 ** This is the one you've been waiting for! Nestled in the highly sought-after Jacksonville Golf & Country Club, this beautifully updated 3-bedroom + office, 2.5-bath pool home offers the perfect blend of luxury, comfort, and breathtaking golf course views...Situated on an oversized lot overlooking the 4th green, this exceptional home features a beautifully updated kitchen & bathrooms, custom built-ins in the spacious primary closets, new interior doors & hardware, baseboards & trim, new fixtures, new plank tile floor & carpet, new motorized blinds on sliding glass doors, A/C 2025, tankless water heater, a huge screened lanai, & a sparkling salt water pool and hot tub with an expansive paver patio--perfect for entertaining or relaxing year-round. From the inviting living spaces to the incredible backyard oasis, every detail has been thoughtfully designed... Opportunities like this don't come around often. This home is a must see!

Cost to own

Mortgage calculator

Home Price

$925,000

Down Payment: 20%

$185,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,770

Principal & Interest: $4,770

Property taxes (est.): $1,510

Insurance (est.): $617

Estimated Total Monthly

$6,897

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,770

Property taxesest. at asking price, Duval County$1,510

HOAbilled quarterly$264

Estimated total, before insurance$6,545/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,005/yr · $1,000/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,005/yr

Estimated taxes if purchased at asking price: ~$18,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Active$925,000
Jul 31, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$925,000

Price / Sq Ft$428

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,163

Acres0.28 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryChets Creek

MiddleKernan

HighAtlantic Coast

Community Information

Address4013 Jebb Island Circle E, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionJax Golf & Cc

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size12,196.8 sq ft

Lot Dimensions80x169x92x129

Parcel Number1674562041

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewGolf Course, Pool

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityGated with Guard

Spa FeaturesIn Ground, Heated, Private