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This home is in Riverbrook at Glen Kernan, Jacksonville — a pool home in Jacksonville.

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Active

Active·Listed today·Riverbrook at Glen Kernan

4455 Rocky River Road W

Jacksonville, FL 32224

$575,000$298/sqftEst. $2,959/moMLS# 2160154

Beds

Baths

1,932

Sq Ft

1996

Built

Garage

Yes

Pool

About this home

Riverbrook at Glen Kernan

It's easy to find your happy place in this inviting brick home on a spacious lot with a SCREENED POOL overlooking a sparkling lake in Riverbrook at Glen Kernan. With an Eastern exposure to the rear of the home, enjoy peaceful morning coffee by the water and cool afternoon shade beside the pool.The true split floorplan offers 3 bedrooms and 2 full baths, with new luxury vinyl plank flooring in all bedrooms. The great room features gleaming wood floors and flows easily to the pool deck, making everyday living and entertaining effortless. The updated kitchen offers granite countertops, stainless steel appliances (Refrigerator, range, microwave and dishwasher), abundant cabinetry, and a convenient buffet area, with the dining room perfectly positioned for both casual meals and holiday gatherings. The spacious primary suite includes a walk-in closet, garden tub, separate shower, granite countertops, and two separate vanities. (Please see the supplemental remarks)

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,959

Principal & Interest: $2,959

Property taxes (est.): $939

Insurance (est.): $383

Estimated Total Monthly

$4,281

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,959

Property taxesest. at asking price, Duval County$939

HOAbilled annually$12

Estimated total, before insurance$3,910/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,369/yr · $614/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,369/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$298

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,932

Acres0.35 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Ranch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontYes

Direction FacesWest

Community Information

Address4455 Rocky River Road W, Jacksonville, FL 32224

Area026-Intracoastal West-South Of Beach Blvd

SubdivisionRiverbrook At Glen

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size15,246 sq ft

Parcel Number1677306030

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne