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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in RiversEdge TownHomes, Jacksonville — a new construction home in Jacksonville.

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Active·192 days on market·RiversEdge TownHomes

1912 Prudential Drive

Jacksonville, FL 32207

$739,000$401/sqftEst. $4,093/moMLS# 2138453
↓ $53,000 below original list
3
Beds
3.5
Baths
1,844
Sq Ft
2026
Built
2
Garage
No
Pool

13 more homes for sale in RiversEdge TownHomes →Search RiversEdge TownHomes on the map

FEMA Zone XHOA $357/mo1,307 sqft lotTownhouse3 storiesNew construction

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

RiversEdge TownHomes

LIMITED SPECIAL FIXED RATE FINANCING AND SPECIAL BUILDER PRICING. CALL FOR DETAILS. READY AT THE END OF OCTOBER. The Elder Contemporary on homesite 33, a tri-level luxury townhome by Toll Brothers at RiversEdge on the south bank of the St. Johns River, has cabinets and counter tops installed, ready for you to take a look. Dramatic views of the downtown skyline as well as an oak tree preserve and park in the back, This home features an open living area, three spacious bedrooms with private baths, a two car garage and a private rooftop terrace for entertaining under the stars. You will be dazzled by the the designer appointment selected for this home. Special builder incentives apply. Come visit our model home today at 2010 Prudential DR and the Sales Consultant will escort you to homesite 33.

Next steps in RiversEdge TownHomes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,093
Property taxesest. at asking price, Duval County$1,207
HOAbilled monthly$357
Estimated total, before insurance$5,657/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,052/yr · $504/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$739,000
$147,800
Loan Term
Monthly Payment
$4,093
Principal & Interest: $4,093
Property taxes (est.): $1,207
Insurance (est.): $493
Estimated Total Monthly
$5,793
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Membrane — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$200,000$200,000—

2025 property taxes (current owner): $6,052/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 6, 2026Price change$739,000−$1,000
  • Sep 19, 2026Price change$740,000−$4,000
  • Sep 11, 2026Price change$744,000−$5,000
  • Aug 22, 2026Price change$749,000−$20,000
  • Jul 11, 2026Price change$769,000−$23,000
  • Apr 4, 2026Listed$792,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $509/sq ft; this home is listed at $401/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2042 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJul 2026$1,060,830$5093/3.52,08500.1
2060 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,131,310$5433/3.52,08500.1
2048 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,068,849$5133/3.52,08510.1
2046 Prudential Drive, Jacksonville, FL 32207Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$849,760$4613/3.51,84410.1
1431 Riverplace Boulevard 1710, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$835,000$4453/21,878950.5
1478 Riverplace Boulevard 1107, Jacksonville, FL 32207Listed by DOGWOOD REALTYAug 2026$324,000$2442/21,32990.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$739,000
Price / Sq Ft$401
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,844
Acres0.03 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleMid-Century Modern
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1912 Prudential Drive, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionRiversEdge TownHomes
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,306.8 sq ft
Parcel Number0800961400

Amenities

Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewCity, Protected Preserve

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingCentral, Heat Pump
CoolingElectric, Zoned
FlooringWood
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit
SecurityCarbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System, Firewall(s)

Exterior

Patio / PorchDeck, Terrace
FencingWrought Iron
RoofMembrane
ConstructionBlock, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 4, 2026
Days on Market185
HOA Fees$357 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,052.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About RiversEdge TownHomes

RiversEdge TownHomes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all RiversEdge TownHomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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