This home is in Jacksonville.

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Active

Active·102 days on market

1912 Prudential Drive

Jacksonville, FL 32207

$769,000$417/sqftEst. $4,093/moMLS# 2138453

Beds

Baths

1,844

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

UNDER CONSTRUCTION WITH NEW REDUCED PRICE. The Elder Contemporary on homesite 33, a tri-level luxury townhome by Toll Brothers at RiversEdge on the south bank of the St. Johns River, is framed and easily previewed. Dramatic views of the downtown skyline as well as an oak tree preserve and park in the back, This home features an open living area, three spacious bedrooms with private baths, a two car garage and a private rooftop terrace for entertaining under the stars. You will be dazzled by the the designer appointment selected for this home. Special builder incentives apply. Come visit our model home today at 2010 Prudential DR and the Sales Consultant will escort you to homesite 33.

Cost to own

Mortgage calculator

Home Price

$769,000

Down Payment: 20%

$153,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,884

Principal & Interest: $3,884

Est. Taxes & Insurance: $971

Estimated Total Monthly

$4,856

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,093

Property taxesest. at asking price, Duval County$1,256

HOAbilled monthly$357

Estimated total, before insurance$5,706/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$200,000	$200,000	—

2025 property taxes (current owner): $6,052/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Membrane — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Price change$769,000−$23,000
Apr 4, 2026Listed$792,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$769,000

Price / Sq Ft$417

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage1,844

Acres0.03 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleMid-Century Modern

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address1912 Prudential Drive, Jacksonville, FL 32207

Area021-St Nicholas Area

SubdivisionRiversEdge TownHomes

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size1,306.8 sq ft

Parcel Number0800961400

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewCity, Protected Preserve

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral, Heat Pump

CoolingElectric, Zoned

FlooringWood

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit

SecurityCarbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System, Firewall(s)