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This home is in South Hampton, St. Augustine — a home near Bartram Trail High School.

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Active·90 days on market·South Hampton

3216 Trafalgar Court

St. Augustine, FL 32092

$515,000$170/sqftEst. $2,808/mo mortgageMLS# 2157974
↓ $65,000 below original list
4
Beds
3
Baths
3,036
Sq Ft
2005
Built
2
Garage
No
Pool

14 more homes for sale in South Hampton →Search South Hampton on the map

FEMA Zone AHOA $111/mo11,761 sqft lotSingle Family Residence2 stories

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About this home

South Hampton

Spacious 4-bedroom, 3-bath home on a quiet cul-de-sac in the desirable golf course community of South Hampton. Backing to a peaceful preserve, this home offers privacy, generous living space, and endless potential. The popular floor plan features large secondary bedrooms, a private office, bonus room, spacious laundry room, arched doorways, tray ceilings, a curved staircase, and a cozy fireplace. The kitchen offers 42-inch cherry cabinets with crown molding, solid-surface countertops, tile backsplash, center island, pantry, breakfast bar, and breakfast nook. The primary suite includes tray ceilings, dual walk-in closets, a garden tub, and separate shower. Priced to reflect its condition, the home offers a great opportunity to add your personal touch with cosmetic updates. Enjoy resort-style amenities, top-rated schools, and easy access to shopping, dining, and historic St. Augustine.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,808
Property taxesest. at asking price, St. Johns County$685
HOAbilled semi-annually$111
Estimated total, before insurance$3,604/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,807/yr · $567/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,808
Principal & Interest: $2,808
Property taxes (est.): $685
Insurance (est.): $343
Estimated Total Monthly
$3,836
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:38 AM, sunset 6:41 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,807/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 29, 2026Price change$515,000−$10,000
  • Oct 15, 2026Price change$525,000−$10,000
  • Sep 26, 2026Price change$535,000−$4,900
  • Sep 11, 2026Price change$539,900−$10,100
  • Aug 31, 2026Price change$550,000−$15,000
  • Aug 14, 2026Price change$565,000−$15,000
  • Jul 31, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $170/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3224 Sequoyah Circle, St. Johns, FL 32259Listed by ROUND TABLE REALTYOct 2026$733,500$2694/2.52,72620.5
725 Corrigan Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$620,000$1736/53,57650.6
2625 Tunbridge Lane, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$825,000$2215/43,729590.7
38 Blue River Drive, St. Augustine, FL 32092Listed by PERRY HOMESOct 2026$971,949$2944/33,3112311
94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INCSep 2026$859,900$2744/33,1401261.1
2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$884,000$2615/43,39011.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$170
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,036
Acres0.27 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryTimberlin Creek
Reported middleSwitzerland Point
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address3216 Trafalgar Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSouth Hampton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,761.2 sq ft
Parcel Number0099726200

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Golf Course, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesCurbs
UtilitiesCable Available, Electricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 31, 2026
Days on Market90
HOA Fees$665.38 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameFirst Coast Association MGT LLC
Tax Amount$6,807
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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