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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Sep 28, 2026·32 days on market·Recent sales in Mandarin

12261 Sutton Estates Drive

Jacksonville, FL 32223

$350,000sold priceListed at $349,999 · 100% of asking$267/sqftMLS# 2156871
3
Beds
2
Baths
1,313
Sq Ft
1995
Built
2
Garage
No
Pool
FEMA Zone XHOA $29/mo6,970 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Tranquility meets everyday practicality. Positioned mere minutes from neighborhood shops, eateries, and daily necessities. This address provides seamless access to primary regional roadways, serving as an ideal starting point for both working professionals and growing households. Roof is 9 years old, AC system is 11 years old, water heater is 4 years old. Brand-new carpeting installed and hurricane windows throughout. Whether your goal is to design a customized home or transition into a manageable haven, this listing delivers a dependable base within a highly desirable locale. Locals appreciate the ideal mix of community character and superior connectivity while staying close to urban amenities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, Duval County$571
HOAbilled monthly$29
Estimated total, before insurance$2,539/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,347/yr · $196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $572
Insurance (est.): $233
Estimated Total Monthly
$2,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,347/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$349,999
  • Aug 24, 2026Active Under Contract$349,999
  • Jul 30, 2026Price change$349,999−$5,001
  • Jul 24, 2026Listed$355,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $231/sq ft; this home is listed at $267/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2856 Sutton Estates Circle S, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$2313/21,405610.1
3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC.Sep 2026$340,000$2203/21,54340.3
2834 Mandarin Meadows Drive N, Jacksonville, FL 32223Listed by WATSON REALTY CORPJul 2026$445,000$2863/21,558270.3
12310 Cormorant Court, Jacksonville, FL 32223Listed by ANDERSON REALTYJul 2026$430,000$2883/21,494400.4
12202 Mayors Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPOct 2026$329,900$2263/21,4581100.7
3061 Purdom Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS JACKSONVILLEJul 2026$265,000$2213/11,200431

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,999
Price / Sq Ft$267
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,313
Total Structure Area1,786 sq ft
Acres0.16 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12261 Sutton Estates Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionSutton Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size6,969.6 sq ft
Parcel Number1581826225
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 24, 2026
Days on Market32
HOA Fees$29 / Monthly
HOA FrequencyMonthly
Tax Amount$2,347.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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