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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Lakes, Jacksonville — a pool home in St. Johns County.

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Active

Active·7 days on market·Julington Lakes

55 Blue Hole Court

Jacksonville, FL 32259

$1,399,900$324/sqftEst. $7,693/mo mortgageMLS# 2169180
Open house Sat, Oct 24 · 2:00 pm–4:00 pm
4
Beds
4.5
Baths
4,323
Sq Ft
2018
Built
3
Garage
Yes
Pool

13 more homes for sale in Julington Lakes →Search Julington Lakes on the map

FEMA Zone XHOA $192/mo0.45 acresSingle Family Residence2 stories

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About this home

Julington Lakes

Experience luxury living in sought-after Julington Lakes! Boasting over $300,000 in upgrades, this stunning 4,317 sq. ft. home sits on a premium 0.45-acre cul-de-sac lot with a private pathway to the clubhouse. Featuring 4 bedrooms, 4.5 baths, a 3-car garage, office and resort-style outdoor living, this home offers the perfect blend of elegance and comfort. Soaring ceilings and an open-concept design create an inviting space for entertaining. The chef's kitchen features an oversized island, gas cooktop, and remodeled butler's pantry with a second refrigerator and instant hot water. Upgrades include new quartz flooring throughout the first floor, plantation shutters, designer LED lighting, and a stylish barn door leading to the den. Retreat to the downstairs primary suite with its upgraded closet system, or unwind in the versatile upstairs loft. Each bedroom features its own private bath, providing comfort and privacy for all.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$7,693
Property taxesest. at asking price, St. Johns County$1,863
HOAbilled quarterly$192
Estimated total, before insurance$9,748/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,298/yr · $692/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,399,900
$279,980
Loan Term
Monthly Payment
$7,693
Principal & Interest: $7,693
Property taxes (est.): $1,863
Insurance (est.): $933
Estimated Total Monthly
$10,489
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Metal, Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,298/yr

Estimated taxes if purchased at asking price: ~$22,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Active$1,399,900
  • Oct 11, 2026Listed$1,399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $279/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$775,000$2394/33,2441020.3
128 Lakeview Pass Way, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$984,000$2674/3.53,683540.3
55 Port Avenue, St. Johns, FL 32259Listed by MOMENTUM REALTYJul 2026$1,045,000$2914/3.53,592150.3
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.4
146 Blue Sky Drive, Jacksonville, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$1,400,000$3365/44,164150.4
498 Freshwater Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSJul 2026$999,000$2794/3.53,582970.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,399,900
Price / Sq Ft$324
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,323
Acres0.45 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Gas Heat, Salt Water
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryFreedom Crossing Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryFreedom Crossing Academy
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address55 Blue Hole Court, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Lakes
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size19,602 sq ft
Parcel Number0096820610
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Park, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Double Oven, Freezer, Gas Cooktop, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm, Gated with Guard, Security Lights, Security System Owned, Smoke Detector(s)
Spa FeaturesHeated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Deck, Front Porch, Patio, Rear Porch, Screened
FencingBack Yard, Wrought Iron
RoofMetal, Shingle
ConstructionFiber Cement, Frame
Other StructuresOutdoor Kitchen

Additional Information

Date ListedOctober 16, 2026
Days on Market4
HOA Fees$577 / Quarterly
HOA FrequencyQuarterly
HOA NameJulington lakes
Tax Amount$8,298.16
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HANEY SIGNATURE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Lakes

Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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10/24/2026

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