This home is in Ocean Terrace, Jacksonville Beach.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Active·Listed today·Ocean Terrace
4027 Gulfstream Drive
Jacksonville Beach, FL 32250
About this home
Ocean Terrace
Jacksonville Beach living at its finest and the backyard to prove it. This 4-bedroom, 2.5-bath home in the sought-after Ocean Terrace community delivers the outdoor lifestyle Jax Beach buyers move here for. The resort-style backyard is the centerpiece: a sparkling pool, spa, professionally designed landscaping, and a fully fenced yard that rivals anything in 32250. Whether you're entertaining on a Saturday night or unwinding on a quiet Tuesday, this space delivers every time. Inside, 2,949 square feet of well-maintained two-story living gives you the room that beach-area homes rarely offer at this price. Built in 2015 and move-in ready, with plenty of space to add your personal touch over time. Ocean Terrace is one of Jacksonville Beach's most established newer communities close enough to the beach to feel it, far enough to feel like a neighborhood. Low $530/year HOA, no CDD, and minutes to the sand. Pool homes this size with a backyard this exceptional don't come available often.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $758,824 | $0 | ▼ $1,836 |
| 2023 | $731,457 | $0 | — |
Estimated taxes if purchased at asking price: ~$21,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,781 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 10, 2026Listed$1,074,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Ocean Terrace
Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean Terrace homes for sale →Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Ocean Terrace
Active$930,000MLS# 2138604Est. $4,950/mo4000 Seaside Drive, Jacksonville Beach, FL 322503 Beds2 Baths2,565 sqftBeautifully maintained POOL home with a 5 min walk to beach, shopping and a few turns to JTG access? Yes please! This 3…
ResidentialFLORIDA HOMES REALTY & MTG LLC
Active Under Contract$724,900MLS# 2143615Est. $3,858/mo3976 Palm Way, Jacksonville Beach, FL 322504 Beds2 Baths2,186 sqftLive the South Jax Beach lifestyle--walk or bike to the beach, grocery stores, and local restaurants from this ideally…
ResidentialSIGNAL REAL ESTATE INC
Pending$699,000MLS# 2151108Est. $3,720/mo4054 Palm Way, Jacksonville Beach, FL 322503 Beds2 Baths1,615 sqftThis beautiful 3-bedroom 2-bathroom home located in south Jax Bch less than a mile from the ocean is turnkey. Tile…
ResidentialBETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Active Under Contract$3,850/moMLS# 21478663987 America Avenue, Jacksonville Beach, FL 322503 Beds2 Baths1,753 sqftWelcome home to this beautifully updated 2-story residence offering the perfect blend of comfort, style, &…
Residential LeaseMARSH LANDING REALTY
Keep looking
Similar homes in Jacksonville Beach
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines