This home is in Ocean Terrace, Jacksonville Beach — a pool home in Jacksonville.
Sold·Closed Aug 14, 2026·17 days on market·Recent sales in Ocean Terrace·Ocean Terrace
4027 Gulfstream Drive
Jacksonville Beach, FL 32250
3 more homes for sale in Ocean Terrace →Search Ocean Terrace on the map
About this home
Ocean Terrace
Jacksonville Beach living at its finest and the backyard to prove it. This 4-bedroom, 2.5-bath home in the sought-after Ocean Terrace community delivers the outdoor lifestyle Jax Beach buyers move here for. The resort-style backyard is the centerpiece: a sparkling pool, spa, professionally designed landscaping, and a fully fenced yard that rivals anything in 32250. Whether you're entertaining on a Saturday night or unwinding on a quiet Tuesday, this space delivers every time. Inside, 2,949 square feet of well-maintained two-story living gives you the room that beach-area homes rarely offer at this price. Built in 2015 and move-in ready, with plenty of space to add your personal touch over time. Ocean Terrace is one of Jacksonville Beach's most established newer communities close enough to the beach to feel it, far enough to feel like a neighborhood. Low $530/year HOA, no CDD, and minutes to the sand. Pool homes this size with a backyard this exceptional don't come available often.
Next steps in Ocean Terrace
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,781 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $758,824 | $0 | ▼ $1,836 |
| 2023 | $731,457 | $0 | — |
Estimated taxes if purchased at asking price: ~$20,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 14, 2026Closed$1,074,999
- Jul 25, 2026Active Under Contract$1,074,999
- Jul 10, 2026Listed$1,074,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $368/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3976 Palm Way, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INC | Jul 2026 | $760,000 | $348 | 4/2.5 | 2,186 | 3 | 0.1 |
| 3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,895,000 | $679 | 3/3.5 | 2,790 | 18 | 0.3 |
| 1243 Zephyr Way S, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $755,000 | $350 | 3/2 | 2,159 | 3 | 0.3 |
| 3504 Bay Island Circle, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS | Jul 2026 | $810,000 | $347 | 4/3 | 2,332 | 9 | 0.4 |
| 145 Deer Cove Drive, Ponte Vedra Beach, FL 32082Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $975,000 | $317 | 4/3.5 | 3,077 | 24 | 0.5 |
| 3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jul 2026 | $885,000 | $357 | 4/3 | 2,481 | 5 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Terrace
Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean Terrace homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines