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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Avalon, Jacksonville Beach.

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Active Under Contract

Active Under Contract·91 days on market·Avalon

225 39th Avenue S

Jacksonville Beach, FL 32250

$1,250,000$445/sqftEst. $6,869/mo mortgageMLS# 2156704
4
Beds
3
Baths
2,809
Sq Ft
2014
Built
2
Garage
No
Pool

4 more homes for sale in Avalon →Search Avalon on the map

FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Avalon

Experience the best of Jacksonville Beach living in this beautifully maintained 4-bedroom, 3-bath home, ideally located east of A1A in the desirable Avalon community. Tucked away at the end of a cul-de-sac, this exceptional home is just a short walk or bike ride to the beach, the Ponte Vedra Inn & Club, and an array of local shops and restaurants. Designed with an open and inviting floor plan, the home features a custom kitchen with solid surface countertops, stainless steel appliances, and generous workspace, seamlessly flowing into the spacious great room--perfect for everyday living and entertaining. Rich hardwood floors extend throughout the first floor and continue up the staircase, adding warmth and timeless style. Outdoor living is equally inviting with both a welcoming covered front porch and a covered lanai overlooking the private, fully fenced backyard. Upstairs, a versatile loft provides additional living space and opens to a large covered balcony, creating the perfect

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$6,869
Property taxesest. at asking price, Duval County$2,041
Estimated total, before insurance$8,910/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,869
Principal & Interest: $6,869
Property taxes (est.): $2,041
Insurance (est.): $833
Estimated Total Monthly
$9,744
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal, Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 10, 2026Active Under Contract$1,250,000
  • Jul 23, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $440/sq ft; this home is listed at $445/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,895,000$6793/3.52,790180.3
4108 Duval Drive, Jacksonville Beach, FL 32250Listed by BERRY & CO. REAL ESTATESep 2026$3,800,000$1,3454/32,826170.3
487 33rd Avenue S, Jacksonville Beach, FL 32250Listed by LPT REALTY LLCSep 2026$905,000$4403/2.52,058570.4
259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,075,000$4334/32,4842380.4
3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$885,000$3574/32,48150.4
3504 Bay Island Circle, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTSJul 2026$810,000$3474/32,33290.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$445
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,809
Acres0.12 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address225 39th Avenue S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionAvalon
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size5,227.2 sq ft
Parcel Number1804060020
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch
FencingBack Yard, Vinyl
RoofMetal, Shingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 23, 2026
Days on Market49
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Avalon

Avalon is a neighborhood in Ponte Vedra Beach, FL (Duval County), ZIP 32250.

View all Avalon homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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