This home is in Jacksonville Beach.

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Active·Listed today

225 39th Avenue S

Jacksonville Beach, FL 32250

$1,250,000$445/sqftEst. $6,373/moMLS# 2156704

Beds

Baths

2,809

Sq Ft

2014

Built

Garage

Pool

About this home

Jacksonville Beach

Experience the best of Jacksonville Beach living in this beautifully maintained 4-bedroom, 3-bath home, ideally located east of A1A in the desirable Avalon community. Tucked away at the end of a cul-de-sac, this exceptional home is just a short walk or bike ride to the beach, the Ponte Vedra Inn & Club, and an array of local shops and restaurants. Designed with an open and inviting floor plan, the home features a custom kitchen with solid surface countertops, stainless steel appliances, and generous workspace, seamlessly flowing into the spacious great room--perfect for everyday living and entertaining. Rich hardwood floors extend throughout the first floor and continue up the staircase, adding warmth and timeless style. Outdoor living is equally inviting with both a welcoming covered front porch and a covered lanai overlooking the private, fully fenced backyard. Upstairs, a versatile loft provides additional living space and opens to a large covered balcony, creating the perfect

Cost to own

Mortgage calculator

Home Price

$1,250,000

Down Payment: 20%

$250,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,373

Principal & Interest: $6,373

Property taxes (est.): $2,041

Insurance (est.): $833

Estimated Total Monthly

$9,248

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,373

Property taxesest. at asking price, Duval County$2,041

Estimated total, before insurance$8,414/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,250,000

Price / Sq Ft$445

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,809

Acres0.12 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address225 39th Avenue S, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionAvalon

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size5,227.2 sq ft

Parcel Number1804060020

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)