Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a golf course home in St. Johns County.

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Active

Active·Listed today

856 San Antonio Drive

St. Augustine, FL 32086

$465,000$263/sqftEst. $2,371/moMLS# 2157746

Beds

Baths

1,771

Sq Ft

2025

Built

Garage

Pool

About this home

St. Augustine

Better-than-new Sabal Estates home on a large lot featuring 3BR/2BA, an open floor plan, no CDD fees, & low HOA fees. Interior highlights include LVP & tile flooring throughout (no carpet), vaulted ceilings, upgraded solid-core doors, & a chef's kitchen w/ designer tile backsplash, white shaker cabinets w/ black hardware, SS appliances, gas cooktop, & dbl ovens. A spacious owner's suite w/ a large master bath, his & her vanity, seamless tiled walk-in shower, & a large walk-in closet. Enjoy the extended screened lanai overlooking the private backyard, updated pavers for added curb appeal, & full irrigation. Additional upgrades include a smart thermostat, keyless entry, Ring security system, garage prewired for EV charging, & transferable builder warranty. Prime St. Johns County location just mins to the Intracoastal, St. Augustine Beach, & historic downtown. Optional St. Augustine Shores amenities available. Move-in ready & loaded w/ upgrades, don't miss this exceptional opportunity!

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,371

Principal & Interest: $2,371

Property taxes (est.): $619

Insurance (est.): $310

Estimated Total Monthly

$3,300

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,371

Property taxesest. at asking price, St. Johns County$619

HOAbilled monthly$35

Estimated total, before insurance$3,024/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000

Price / Sq Ft$263

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,771

Acres0.23 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryW. D. Hartley

MiddleGamble Rogers

HighPedro Menendez

Community Information

Address856 San Antonio Drive, St. Augustine, FL 32086

Area334-Moultrie/St Augustine Shores

SubdivisionSabal Estates

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size10,018.8 sq ft

Parcel Number2842210190

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup

SecuritySmoke Detector(s)

Spa FeaturesCommunity