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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sabal Estates, St. Augustine — a golf course home in St. Johns County.

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Active Under Contract

Active Under Contract·90 days on market·Sabal Estates

856 San Antonio Drive

St. Augustine, FL 32086

$436,000$246/sqftEst. $2,396/mo mortgageMLS# 2157746
↓ $29,000 below original list
3
Beds
2
Baths
1,771
Sq Ft
2025
Built
2
Garage
No
Pool

All Sabal Estates homes for sale →Search Sabal Estates on the map

FEMA Zone XHOA $35/mo10,019 sqft lotSingle Family Residence1 story

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About this home

Sabal Estates

BUYER INCENTIVE! With an acceptable offer, the seller will contribute $4000 towards closing costs or a rate buydown! Why wait to build when the upgrades are already done? This beautiful home is in a new natural gas community w/ NO CDD & low HOA. $25k in thoughtful upgrades. This ENERGY STAR home has vaulted ceilings, LVP & tile throughout—NO CARPET—solid-core doors, Low-E windows & WaterSense faucets. The chef's kitchen features white shaker cabinetry, a designer backsplash, a gas cooktop, double ovens, & a Samsung Bespoke AI refrigerator. Enjoy an extended screened lanai, a vinyl-fenced backyard, full irrigation w/ a well pump, pavers for added curb appeal, Ring security, motion lighting in the master bath, a smart thermostat, keyless entry & an EV-ready garage. Optional St. Augustine Shores amenities are available. Plus, an RV & boat storage lot residents can lease. Minutes to the Intracoastal, beaches & Historic St. Augustine. Move-in ready! Skip the build, enjoy the upgrades now!

Next steps in Sabal Estates

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,396
Property taxesest. at asking price, St. Johns County$580
HOAbilled monthly$35
Estimated total, before insurance$3,011/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,212/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$436,000
$87,200
Loan Term
Monthly Payment
$2,396
Principal & Interest: $2,396
Property taxes (est.): $580
Insurance (est.): $291
Estimated Total Monthly
$3,267
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,212/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2026Active Under Contract$436,000
  • Oct 20, 2026Price change$436,000−$4,000
  • Sep 22, 2026Price change$440,000−$9,900
  • Sep 10, 2026Price change$449,900−$5,000
  • Aug 31, 2026Price change$454,900−$5,000
  • Aug 18, 2026Price change$459,900−$2,600
  • Aug 13, 2026Price change$462,500−$2,500
  • Jul 30, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
435 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS)Jun 2026$502,942$2843/21,76900.3
100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS)Aug 2026$456,784$2583/21,76900.4
564 Domenico Circle, St. Augustine, FL 32086Listed by REALTY ONE GROUP ELEVATESep 2026$415,000$2363/21,755210.8
128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLCJul 2026$320,000$2293/21,3972461
394 Balearics Drive, St. Augustine, FL 32086Listed by SAVVY AVENUE, LLC.Jun 2026$395,000$2203/21,798331.3
5398 Soundview Avenue, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESOct 2026$703,500$3564/21,9751551.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$436,000
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,771
Acres0.23 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address856 San Antonio Drive, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSabal Estates
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size10,018.8 sq ft
Parcel Number2842210190

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Jogging Path, Park, Pickleball, Playground, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Rear Porch, Screened
FencingFenced, Back Yard, Privacy, Vinyl
RoofShingle
ConstructionBrick Veneer, Fiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 30, 2026
Days on Market90
HOA Fees$34.73 / Monthly
HOA FrequencyMonthly
HOA NameVesta Property Managment
Tax Amount$1,212.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sabal Estates

Sabal Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Sabal Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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