Skip to main content

This home is in Segovia, St. Augustine.

Photo 1 / 24
Active

Active·Listed today·Segovia

148 Paradas Place

St. Augustine, FL 32092

$294,000$181/sqftEst. $1,499/moMLS# 2157269
3
Beds
2
Baths
1,620
Sq Ft
2017
Built
2
Garage
No
Pool

About this home

Segovia

A second chance at a great home! Temporarily off the market, now back on and ready for the next owner! New Roof and Exterior Updates are soon to take place on this desirable, low-maintenance townhome in the heart of World Golf Village. Just a short drive from historic St. Augustine, coastal breezes, and miles of beautiful beaches, this beautifully maintained home, built by Mattamy Homes, offers a perfect blend of tranquility and accessibility. Tile flooring throughout the main living areas seamlessly connects the living, dining, and kitchen spaces. Outside a screened-in lanai overlooking mature trees and lush greenery offers no rear neighbors, just peaceful preserve views. Upstairs, the spacious primary suite features dual vanities, a soaking tub, separate shower, and a walk-in closet. Two additional bedrooms are part of the split plan. A stair chair lift is available for increased accessibility. Amenities include a community pool, clubhouse, and playground.

Cost to own

Mortgage calculator

$294,000
$58,800
Loan Term
Monthly Payment
$1,499
Principal & Interest: $1,499
Property taxes (est.): $391
Insurance (est.): $196
Estimated Total Monthly
$2,086
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,499
Property taxesest. at asking price, St. Johns County$391
HOAbilled monthly$250
Estimated total, before insurance$2,140/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,863/yr · $322/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$270,314$164,592
2024$271,012$165,316
2023$280,532$157,443
2022$254,799$204,299
2021$192,354$84,921
2020$182,658$83,051

2025 property taxes (current owner): $3,863/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 27, 2026Listed$294,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$294,000
Price / Sq Ft$181
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,620
Acres0.06 acres
Year Built2017
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address148 Paradas Place, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSegovia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size2,613.6 sq ft
Parcel Number0281911220
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Maintenance Structure, Playground
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Guest, Unassigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundrySink, Upper Level
SecurityFire Sprinkler System

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 27, 2026
Days on Market0
HOA Fees$250 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,863.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Segovia

Segovia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Segovia homes for sale →

Listing Courtesy of: DAVIDSON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke