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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Segovia, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 1, 2026·102 days on market·Recent sales in Segovia·Segovia

99 Paradas Place

St. Augustine, FL 32092

$299,000sold priceListed at $299,000 · 100% of asking$180/sqftMLS# 2131646
3
Beds
2.5
Baths
1,657
Sq Ft
2016
Built
2
Garage
No
Pool

All Segovia homes for sale →Search Segovia on the map

HOA $250/mo1,742 sqft lotWaterfrontTownhouse2 stories

About this home

Segovia

Seller offering up to $5,000 toward buyer closing costs, prepaid expenses, or interest rate buy-down with an acceptable offer on this beautifully maintained 3-bedroom, 2.5-bath townhome with a 2-car garage in a desirable St. Augustine community near top-rated schools, shopping, dining, and local attractions. Enjoy peaceful lake views from the screened patio and an open-concept layout perfect for relaxing or entertaining. The first floor features tile flooring, fresh interior paint, stainless steel appliances, a spacious kitchen island, and bar-top seating. Upstairs offers a split floor plan with a large primary suite featuring vaulted tray ceilings, lake views, dual sinks, soaking tub, separate shower, and walk-in closet. HOA is replacing the roof and handling exterior painting for added peace of mind. Community amenities include a pool and clubhouse.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,656
Property taxesest. at asking price, St. Johns County$398
HOAbilled monthly$250
Estimated total, before insurance$2,304/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,833/yr · $403/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,656
Principal & Interest: $1,656
Property taxes (est.): $398
Insurance (est.): $199
Estimated Total Monthly
$2,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$273,236$273,236—
2024$273,967$273,967—
2023$280,120$280,120—
2022$255,565$255,565—
2021$190,904$190,904—
2020$181,316$181,316—

2025 property taxes (current owner): $4,833/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
148 Paradas Place, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$285,000$1763/2.51,620230.1
197 Paradas Place, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$265,000$1613/2.51,6431710.1
55 Via Sonrisa, St. Augustine, FL 32092Listed by ROUND TABLE REALTYJun 2026$294,000$1903/2.51,5481640.1
51 San Briso Way, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$279,000$1723/2.51,620320.2
107 San Briso Way, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jul 2026$245,000$1613/2.51,526550.2
132 Via Sonrisa, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Jul 2026$315,000$1943/2.51,620490.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$180
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,657
Acres0.04 acres
Year Built2016
TypeResidential
Sub-TypeTownhouse
StyleA-Frame
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address99 Paradas Place, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionSegovia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size1,742.4 sq ft
Parcel Number0281911670

Amenities

AmenitiesPool, Clubhouse, Park, Playground
Community FeaturesSidewalks
UtilitiesSewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 5, 2026
Days on Market102
HOA Fees$250 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$4,833.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Segovia

Segovia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Segovia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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